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List Price

$1,499,000

10401 153rd, Alachua, FL 32615

224 days on market↓ $66K from original list price

Estimated Payment

$12,769/mo

$0 down with a USDA loan and current market rates

Bedrooms6 bdBathrooms6 baLiving area5,235 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2012

Listed by

Heather Damron

FLORIDA HOMES REALTY & MORTGAGE GVILLE

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

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  • Make your offer
  • Bring your agent
  • Close in one place

Custom Warring Homes estate home and guest house on 5 picturesque acres in the gated community of Red Oaks Estates located off scenic County Road 241 and NW 94th Avenue. Only minutes to Jonesville, I-75 and the City of Alachua. When you enter Red Oaks Estates; you will be greeted by a stately community gate welcoming you to this beautiful equestrian community. The home is absolutely pristine and shows like it was built today. This 5235 square feet estate is comprised of a 2012 custom-built main home featuring two-stories with 4 bedrooms, 4.5 bathrooms, a bonus room (or 5th bedroom), dedicated office, formal living room, great room, formal dining room, an upstairs great room/media room, two fireplaces, laundry rooms on both floors and a three car garage. The detached guest house was built by Warring Homes in 2015 and features a paver walk-way, two bedrooms, one bathroom, full kitchen, living area, laundry room and a covered patio and fenced yard. The entire five acres is fenced as well as the backyards of each home are fenced with black aluminum fencing.

10401 153rd, Alachua, FL 32615 in Alachua, FL 32615 is listed for $1,499,000. The home has 6 bedrooms, 6 bathrooms, and 5,235 square feet, and was built in 2012. Listed 224 days ago. The price was reduced from $1,565,000. The listing is held by FLORIDA HOMES REALTY & MORTGAGE GVILLE.

32615 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,854 (tax year 2025)
HOA fee$100 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$12,769/moest.

0% down -- about $2,571 more per month than 20% down conventional.

  • Principal & Interest 80%
  • Property Taxes 6%
  • Insurance 10%
  • HOA 1%
  • USDA Fee 3%
Principal & Interest
$10,240
Property Taxesfrom listing
$738
Insurance
$1,249
HOA
$100
USDA Annual Fee
$442

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$14,990

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $12,769, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,854 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR786623432. HomeJam is not the listing broker.

List Price

$1,499,000

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