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HomeJam.ai Terms of Service

HomeJam LLC d/b/a HomeJam.ai

Effective date: September 10, 2026. Last updated: September 14, 2026.

1. Agreement and Who We Are

These Terms of Service ("Terms") are a contract between you and HomeJam LLC, doing business as HomeJam.ai ("HomeJam", "we", "us"), a Florida limited liability company and licensed Florida real estate brokerage, license CQ1075403, located at 5131 Coral Wood Dr., Naples, FL 34119. By using homejam.ai, HomeBase, or any related service (the "Services"), you agree to these Terms and to our Privacy Policy.

You must be at least 18 and able to enter contracts. The Services are offered for real property located in Florida. If you sign a listing agreement, buyer brokerage agreement, purchase contract, or other document through the Services, that document controls over these Terms where they conflict.

2. Brokerage Relationship Disclosure

Florida law allows real estate licensees to work with you as a single agent, as a transaction broker, or with no brokerage relationship. HomeJam acts as a TRANSACTION BROKER with both buyers and sellers. As a transaction broker, HomeJam provides limited representation to a buyer, a seller, or both in a transaction, but does not represent either party in a fiduciary capacity or as a single agent. The duties of a transaction broker include dealing honestly and fairly; accounting for all funds; using skill, care, and diligence; disclosing known facts that materially affect the value of residential property that are not readily observable; presenting all offers and counteroffers in a timely manner; limited confidentiality; and any additional duties agreed to in writing.

HomeJam is a real estate brokerage. It is not a law firm, lender, mortgage broker, title company, insurer, appraiser, or home inspector, and nothing in the Services is legal, financial, tax, lending, or appraisal advice.

3. Accounts

You are responsible for your credentials and for activity under your account. Keep your contact details accurate; we rely on them for time-sensitive transaction notices. We may suspend or close accounts for violations of these Terms or suspected fraud. Roles in the Services (seller, buyer, buyer broker, photographer, lender partner, staff) are assigned by HomeJam and determine what you can see and do.

4. Services, Fees, and Payment

Current seller offerings, subject to the listing agreement you sign:

  • Flat Fee MLS: $499, paid at listing publication. Self-service listing with MLS publication and syndication.
  • 1% option: 1% of the purchase price, paid at closing.
  • Full service: 2.5% of the purchase price, paid at closing.
  • Add-ons: Marketing and Photo Package $499; Professional Photo Editing $69.95; other add-ons as displayed at checkout.

Payments are processed by Stripe. Deposits may be collected by ACH. The $499 Flat Fee MLS fee and all add-on fees are earned when paid and are non-refundable. Buyer-side compensation, where applicable, is stated in the buyer brokerage agreement and is requested from the seller through the purchase contract; the buyer is not personally obligated for any shortfall.

Photographers and other service providers you engage through the Services are independent contractors, not HomeJam employees. Payments to them may be routed through Stripe Connect.

5. Listings, MLS, and Fair Housing

  • You represent that you own or are authorized to list the property, that all information you provide is accurate and complete, and that you will promptly correct errors. HomeJam relies on your disclosures.
  • You grant HomeJam and the MLS a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and distribute your listing content, including photos, for marketing the property and as required by MLS rules, including retention after the listing ends for comparable-sales and statistical purposes. Photos delivered by a HomeJam photographer are licensed to you for the listing; the photographer or HomeJam retains copyright.
  • Listings are subject to the rules of the participating MLS. HomeJam may decline, edit, or remove content that violates MLS rules, law, or these Terms.
  • Fair Housing: you will not include, and HomeJam will not publish, any statement that indicates a preference or limitation based on race, color, religion, sex, disability, familial status, national origin, or any other protected class under federal, Florida, or local law. HomeJam's AI-drafted descriptions are generated only from verified property facts and are screened for fair housing compliance before use.
  • IDX and third-party listings: listing data displayed on the Services from other brokers is provided through IDX programs and is for consumers' personal, non-commercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed. Listing data is provided by the Florida Gulf Coast Multiple Listing Service and other participating MLSs through CoreLogic Trestle. Copyright in the compilation of listings is owned by the respective MLS. All rights reserved.

6. Valuations, Net Sheets, Affordability, and Market Data

Home value estimates are produced by an automated model using MLS comparable sales and public records. They are estimates, not appraisals, and not a broker price opinion unless a licensed HomeJam broker separately issues one in writing. Seller net sheets, equity figures, buyer closing cost estimates, and affordability figures are calculations based on your inputs and stated assumptions; actual figures depend on your contract, lender, title company, and closing date. Market statistics are derived from MLS data and describe markets, not individual properties or people. Do not make financial decisions solely on these outputs.

7. HomeBase

  • You may upload documents and photos relating to homes you own or are authorized to manage. You grant HomeJam a license to store, process, and extract data from them to provide HomeBase to you. You are responsible for having the right to upload what you upload.
  • Extracted data (balances, premiums, due dates, usage) may contain errors. Verify against the source document before acting.
  • Reimagine My Space produces AI-generated concept images. They are illustrations, not architectural, structural, or engineering plans, and may depict things that are not feasible or code-compliant. Obtain professional advice before construction.
  • DIY shopping lists and Hire a Local Pro display third-party products and professionals. HomeJam does not endorse, employ, or guarantee them and is not a party to your purchase or engagement. Product links may be affiliate links.
  • Storm Center and maintenance reminders are general guidance and not a substitute for official emergency information or a licensed inspection.
  • In-place valuation and equity figures are estimates under Section 6. Requesting a valuation does not create a listing or any obligation.
  • Intent selections you make in HomeBase are recorded as you stated them and are used as described in the Privacy Policy.

8. Offers, Contracts, and Electronic Signatures

You agree to conduct transactions electronically and to sign documents through HomeJam's e-signature service. Electronic signatures and records created through the Services are intended to be valid under the federal E-SIGN Act, the Uniform Electronic Transactions Act, and Florida Statutes Chapter 668. You consent to receive notices and documents electronically and may request paper copies at your cost.

Documents such as listing agreements, purchase contracts, disclosures, and amendments are assembled from attorney-drafted templates using the facts you enter. HomeJam does not draft custom legal language, does not provide legal advice, and recommends you consult an attorney before signing. You are responsible for reading each document in full.

Offers, counteroffers, acceptances, terminations, and amendments submitted through the Services are binding when signed by the required parties as stated in the document. Notices delivered through the Services and to your account email are effective delivery.

9. Lender and Title Partners

If you request prequalification, HomeJam will send your request to the lender you select. Your first-touch or listing-origin lender may be displayed first, but you may choose any lender and are never required to use one displayed on the Services. HomeJam may receive a flat placement fee from partner lenders for a defined term; it is not paid per customer or per loan. Lenders make their own credit decisions. HomeJam does not take loan applications and is not a mortgage broker.

HomeJam may recommend a title or closing provider. HomeJam does not own, and has no financial interest in, any title or closing company, and you are free to shop for and select any title provider.

10. Buyers, Verification, and Proof of Funds

To request showings or submit offers, buyers may be asked to verify identity, provide proof of funds or prequalification, and agree to a buyer brokerage agreement. Documents you submit are shared with the seller and, where applicable, the seller's representative. Submitting an offer is not a guarantee of acceptance.

11. Communications and Call Recording

By providing a phone number you agree we may call or text you about your account and transaction. Marketing calls and texts require your separate written consent, as described in the Privacy Policy. Calls with HomeJam are recorded and transcribed after a disclosure plays; continuing the call after the disclosure is your consent to recording. Website chat may be handled by an AI assistant.

12. Acceptable Use

  • No false, misleading, or discriminatory content; no listing a property you are not authorized to list.
  • No scraping, bulk downloading, or redistributing listing, valuation, or market data. IDX data is for personal, non-commercial use.
  • No interference with the Services, reverse engineering, or circumventing access controls.
  • No uploading of content that infringes others' rights or contains malware.
  • No use of the Services to solicit a property that is under a listing agreement with another broker.
  • No use of any artificial intelligence tool, large language model, agent, or similar system to access, copy, retain, or derive works from multiple listing service data obtained through this site, unless that tool complies in full with the MLS Grid AI Use Addendum, including its prohibitions on caching or retaining MLS data beyond the duration reasonably necessary to fulfill an individual user query, and on using MLS data for AI training, vector embeddings, retrieval indices, knowledge graphs, or similar representations that persist beyond a single user session.
  • No crawling, harvesting, or indexing of this site by automated means for the purpose of training or improving any artificial intelligence system, except as expressly permitted in writing by HomeJam or as allowed by our robots.txt for conventional search engine indexing.

13. Intellectual Property

The Services, including software, design, text, valuation models, and templates, are owned by HomeJam or its licensors, including KFE Real Tech Inc. You receive a limited, revocable license to use the Services for their intended purpose. You retain ownership of content you upload, subject to the licenses in these Terms.

14. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, HOMEJAM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. HOMEJAM DOES NOT WARRANT THAT VALUATIONS, EXTRACTED DATA, AI OUTPUTS, MARKET DATA, OR THIRD-PARTY LISTINGS ARE ACCURATE, COMPLETE, OR CURRENT, OR THAT A PROPERTY WILL SELL OR AN OFFER WILL BE ACCEPTED.

15. Limitation of Liability and Indemnification

TO THE FULLEST EXTENT PERMITTED BY LAW, HOMEJAM AND ITS MEMBERS, MANAGERS, EMPLOYEES, AFFILIATES, AND PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR PROPERTY VALUE, ARISING FROM THE SERVICES. HOMEJAM'S TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE FEES YOU PAID HOMEJAM IN THE TWELVE MONTHS BEFORE THE CLAIM.

You will indemnify HomeJam against claims arising from your content, your breach of these Terms, or your violation of law, including fair housing and MLS rules.

16. Dispute Resolution

These Terms are governed by the laws of the State of Florida without regard to conflict-of-law rules. Any dispute arising from these Terms or the Services will be brought exclusively in the state or federal courts located in Collier County, Florida, and you consent to the personal jurisdiction of those courts.

17. Termination

You may close your account at any time; obligations under signed transaction documents survive. HomeJam may suspend or terminate access for breach, with notice where practicable. Sections 4, 5, 8, 13, 14, 15, 16, and 18 survive termination.

18. General

These Terms, the Privacy Policy, and any signed transaction documents are the entire agreement. If a provision is unenforceable the rest remains in effect. We may update these Terms by posting a new version with a new effective date; material changes will be emailed to account holders, and continued use after the effective date is acceptance. Contact: HomeJam LLC d/b/a HomeJam.ai, 5131 Coral Wood Dr., Naples, FL 34119, info@homejam.ai, 855-302-7880.

19. Wire Fraud Warning

Verify wire instructions BEFORE sending funds, directly with your title or closing company using contact information you have independently confirmed. Contact your closing company or HomeJam immediately if you receive any notice by email or otherwise that wire instructions have changed. Legitimate wire instructions do not change by email.

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