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List Price

$365,000

235 Lee, Beverly Hills, FL 34465

37 days on market

Estimated Payment

$3,327/mo

$0 down with a USDA loan and current market rates

Bedrooms4 bdBathrooms3 baLiving area3,144 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 1983

Listed by

Shirley Velasco

HOOK & LADDER REALTY OF CENTRAL FLORIDA, LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Huge! remodel home located in Beverly Hills FL, this house is located on a corner lot on 1/2 an acre. It has 4 bedrooms 3 full bathrooms, 2 car garage w/extra space, car port, utility shed, back porch and enclosed screen inground Pool. Formal living room has a piece of carpet, the rest of the house has tile floors, new vinyl plank in the bedrooms. Big great room with fire place, formal dining room, breakfast nook and additional room to use as convinience, so much room to be creative. New cabinets in the kitchen and all bathrooms with granite counter tops. New stainless steel appliances and pantry. Laundry room with extra space for shelves or more closets etc. Two bathrooms with tile showers, one guest bathroom with tub and tile walls as well. Double car garage with extra space for workshop/motorcycle parking. Outside car-port with RV conector. The back porch is enclosed and exit to the beautiful screen pool. The AC, the roof and the solar panels are about 4 years old. No payments on solar panels, only maintenance if you want, if not they can just be shut off. House fresly paint and floors profresionally clean.

235 Lee, Beverly Hills, FL 34465 in Beverly Hills, FL 34465 is listed for $365,000. The home has 4 bedrooms, 3 bathrooms, and 3,144 square feet, and was built in 1983. Listed 37 days ago. The listing is held by HOOK & LADDER REALTY OF CENTRAL FLORIDA, LLC.

34465 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,063 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$3,327/moest.

0% down -- about $626 more per month than 20% down conventional.

  • Principal & Interest 75%
  • Property Taxes 13%
  • Insurance 9%
  • USDA Fee 3%
Principal & Interest
$2,493
Property Taxesfrom listing
$422
Insurance
$304
USDA Annual Fee
$108

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$3,650

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $3,327, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $5,063 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813647651. HomeJam is not the listing broker.

List Price

$365,000

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