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List Price

$2,400,000

1504 57th, Cape Coral, FL 33914

13 days on market

Estimated Payment

$17,408/mo

20% down and current market rates

Bedrooms4 bdBathrooms3 baLiving area3,399 Square FeetYear builtBuilt 2015

Listed by

Carmen Nesbit

Nesbit Real Estate, Inc.

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Situated in one of Cape Coral's most coveted waterfront neighborhoods, this exceptional custom estate offers an outstanding combination of luxury, location, and premier boating access! Featuring DEEP-WATER SAILBOAT ACCESS, NO BRIDGES OR LOCKS, and just MINUTES to OPEN WATER, this is a boater's dream! In addition, the waterfront dining, shopping, and entertainment of Cape Harbour Marina are just steps away, offering an incredible lifestyle right outside your door. Designed for both elegant living and exceptional entertaining, the home centers around a beautifully appointed chef's kitchen that flows seamlessly into the expansive great room and outdoor living spaces. The waterfront lanai is an entertainer's retreat, complete with a fully equipped outdoor kitchen and inviting fireplace! The two-story residence offers an expansive great room, four generously sized bedrooms thoughtfully arranged with two on the main floor and two on the upper level, three full baths, a private den/office with a Murphy bed that easily functions as a fifth bedroom, formal and casual dining areas, and an oversized three-car garage. This 2015 home showcases a new metal roof and new pool screen enclosure, both completed in October 2022, providing added value and peace of mind! Additional features include a temperature-controlled walk-in wine room, custom ceiling details, impact-resistant windows and doors, whole-house generator, integrated Lutron lighting system, comprehensive security system with multiple cameras, and smart-home features designed for comfort and convenience. Offered partially furnished and includes designer window treatments and collectible artwork, adding an extra touch of distinction. Outside, two wraparound docks with 20,000 lb. and 12,000 lb. boat lifts, including a covered boat lift for added protection. This exceptional boating setup makes it easy to head out and enjoy the Gulf!

1504 57th, Cape Coral, FL 33914 in Cape Coral, FL 33914 is listed for $2,400,000. The home has 4 bedrooms, 3 bathrooms, and 3,399 square feet, and was built in 2015. Listed 13 days ago. The listing is held by Nesbit Real Estate, Inc..

33914 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$29,068 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $480,000

$

$17,408/moest.

  • Principal & Interest 75%
  • Property Taxes 14%
  • Insurance 11%
Principal & Interest
$12,986
Property Taxesfrom listing
$2,422
Insurance
$2,000

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $17,408, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $29,068 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Nov 12, 2026 4:57 AM ET through Nov 13, 2026 4:57 AM ET. MLS# 1193932427. HomeJam is not the listing broker.

List Price

$2,400,000

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