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List Price

$433,000

803 Front Unit 4101, Celebration, FL 34747

6 days on market

Estimated Payment

$3,243/mo

20% down and current market rates

Bedrooms1 bdBathrooms1 baLiving area1,082 Square FeetYear builtBuilt 2008

Listed by

Thomas Belsky

CENTURY 21 CARIOTI

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Close in one place

Perfectly Located in the Heart of Celebration! Looking for the perfect place in Celebration, Florida? Look no further! The Carlyle Condominiums, constructed by Issa Built in 2008, are located in the heart of Celebration’s downtown area and were designed with quality and distinctive living in mind. This beautifully updated 1-bedroom, 1-bath furnished ground-floor condo offers approximately 1,082 square feet of comfortable living space. Formerly a model unit, this private corner residence showcases quality finishes and thoughtful details throughout. The open-concept living area features high ceilings, crown molding, and tile flooring, creating a bright and welcoming atmosphere. The brand-new kitchen features new cabinetry, luxurious countertops, and comes fully equipped with appliances. Additional features include a spacious walk-in closet, soaking tub, separate shower, and in-unit laundry. Enjoy an unbeatable location just steps from Celebration’s charming restaurants, shops, lakeside, bars, and Starbucks. With approximately 26 miles of scenic biking and walking trails throughout the community, outdoor recreation is right outside your door. Whether you're looking for a full-time residence, a second home, or a place to enjoy the unique lifestyle of Celebration, this condo is a must-see!

803 Front Unit 4101, Celebration, FL 34747 in Celebration, FL 34747 is listed for $433,000. The home has 1 bedroom, 1 bathroom, and 1,082 square feet, and was built in 2008. Listed 6 days ago. The listing is held by CENTURY 21 CARIOTI.

34747 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,417 (tax year 2025)
HOA fee$119 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $86,600

$

$3,243/moest.

  • Principal & Interest 71%
  • Property Taxes 14%
  • Insurance 11%
  • HOA 4%
Principal & Interest
$2,312
Property Taxesfrom listing
$451
Insurance
$361
HOA
$119

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $3,243, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $5,417 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR811702756. HomeJam is not the listing broker.

List Price

$433,000

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