Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

List Price

$1,400,000

14 Somerset Unit 3c, Clearwater, FL 33767

54 days on market

Estimated Payment

$10,295/mo

20% down and current market rates

Bedrooms3 bdBathrooms3 baLiving area2,247 Square FeetYear builtBuilt 2005

Listed by

Lisa Kirkpatrick

CENTURY 21 LIST WITH BEGGINS

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

  • Tour directly
  • Make your offer
  • Bring your agent
  • Close in one place

Experience the pinnacle of coastal luxury in this stunning Clearwater Beach condo offering breathtaking panoramic views of the Gulf of America, city skyline, and legendary Florida sunsets. Nestled in the serene enclave of North Beach, The Chalets offers an intimacy that larger developments simply can't match just 15 residences, secured semi-private elevator access, and a lifestyle that feels unmistakably like home. Step inside and feel the grandeur immediately: soaring 10-foot ceilings, intricate crown molding, and gleaming travertine floors set the tone throughout. The gourmet kitchen is a chef's dream, appointed with rich granite countertops, premium stainless steel appliances, a natural gas range, and custom solid wood 42" cabinetry. Entertain effortlessly with a sophisticated wet bar complete with a wine refrigerator, then wake up the next morning in one of two generously sized split-plan bedroom suites each with its own private bath and terrace access. Four private terraces bring the outdoors in at every turn. The crown jewel opens from the kitchen and living room, framing picture-perfect sunset and Gulf views whether you're lounging on the couch, dining al fresco, or crafting a meal with the sea breeze at your back. A large laundry room and abundant closet space complete the thoughtful layout.

14 Somerset Unit 3c, Clearwater, FL 33767 in Clearwater, FL 33767 is listed for $1,400,000. The home has 3 bedrooms, 3 bathrooms, and 2,247 square feet, and was built in 2005. Listed 54 days ago. The listing is held by CENTURY 21 LIST WITH BEGGINS.

33767 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$18,631 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $280,000

$

$10,295/moest.

  • Principal & Interest 74%
  • Property Taxes 15%
  • Insurance 11%
Principal & Interest
$7,575
Property Taxesfrom listing
$1,553
Insurance
$1,167

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

Need a mortgage?

Get connected with a loan officer without sending your information to a marketplace of lenders.

One request. One follow-up.

No barrage of calls or emails.

You Might Also Like

Frequently Asked Questions

The estimated monthly payment is $10,295, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $18,631 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR811951489. HomeJam is not the listing broker.

We use cookies and similar tools to remember how you found us, keep a session identifier, and understand which property pages you view. You can accept this use or decline optional tracking. See our privacy notice.