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List Price

$125,000

24862 Us Highway 19 Unit 205, Clearwater, FL 33763

150 days on market↓ $9K from original list price

Estimated Payment

$1,354/mo

20% down and current market rates

Bedrooms2 bdBathrooms1 baLiving area600 Square FeetYear builtBuilt 1980

Listed by

Tom Schirr

CENTURY 21 COASTAL ALLIANCE

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

Enjoy affordable Florida living in beautiful Hillcrest Villas. Charming 1 bedroom, 1 bath villa in Clearwater with access to shopping, entertainment, medical and recreational facilities, and the beautiful Gulf beaches. This is a quiet residential community with a community pool, shuffleboard, and a clubhouse. Hillcrest Villas has recently been updated to include new parking structures, exterior paint and upgraded landscaping that is maintained very well. This unit has a bonus room that can be used as Office, TV Room, or Bedroom. This is an end unit for extra privacy. Wood floors, impact windows, full size washer and dryer and all kitchen appliances are included. This villa has an updated bathroom and large custom closets. Enjoy the fenced in patio for your Bar B Q and entertaining friends. You also have assigned covered parking in front of your home. This is perfect retirement home, winter retreat, or full time residence and it is also priced to attract first-time buyers. Fees include cable, internet, pool, shuffleboard, clubhouse, exterior maintenance, trash, pest control, lawn and onsite management.

24862 Us Highway 19 Unit 205, Clearwater, FL 33763 in Clearwater, FL 33763 is listed for $125,000. The home has 2 bedrooms, 1 bathroom, and 600 square feet, and was built in 1980. Listed 150 days ago. The price was reduced from $133,900. The listing is held by CENTURY 21 COASTAL ALLIANCE.

33763 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,611 (tax year 2025)
HOA fee$440 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $25,000

$

$1,354/moest.

  • Principal & Interest 50%
  • Property Taxes 10%
  • Insurance 8%
  • HOA 32%
Principal & Interest
$676
Property Taxesfrom listing
$134
Insurance
$104
HOA
$440

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $1,354, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,611 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR793603741. HomeJam is not the listing broker.

List Price

$125,000

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