Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

List Price

$995,000

10350 Lake Louisa, Clermont, FL 34711

74 days on market

Estimated Payment

$8,249/mo

$0 down with a USDA loan and current market rates

Bedrooms3 bdBathrooms3 baLiving area2,125 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 1990

Listed by

Melissa Becorest

RE/MAX TITANIUM GROUP

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Tucked beneath a canopy of live oaks, this beautifully maintained brick ranch sits front-row on Lake Louisa, with the home's great room and front elevation facing the water and a covered, green metal-roofed boat dock with lift just steps from your front door. Lovingly cared for by the same owner since 1997, this rare offering combines privacy, space, and true Florida lake living — with direct access to the Clermont Chain of Lakes and a 105' of shoreline shared with protected Lake Louisa State Park, ensuring unspoiled natural views for years to come. A circular driveway and paver walkway wind through the shaded, natural landscape to the covered front entry, setting the tone for a home built for relaxed, easy living. Inside, the open, vaulted-ceiling great room is anchored by a huge picture window framing sweeping views of Lake Louisa, plus a wet bar perfect for entertaining. The great room flows seamlessly into the dining area and kitchen, which features granite countertops, stainless appliances, and a sunny breakfast nook. Rich hardwood flooring runs throughout the main living spaces, and an inside laundry room adds everyday convenience. This 3-bedroom, 2-bathroom home offers a spacious primary suite with a bay window sitting area, and generous closet space. The en-suite primary bath is a true retreat, featuring double sinks, a garden jetted tub, and a separate walk-in shower. Two additional bedrooms provide flexible space for guests or family, and the attached two-car garage includes a convenient half bath. Outside, the fully fenced and shaded backyard offers privacy plus plenty of room to add a pool. Beyond the attached garage, a separate workshop/hobby garage is fully outfitted with built-in workbenches, cabinets and pegboard storage, offering room for vehicles, motorcycles, and all your tools and toys — a dream setup for hobbyists and collectors alike. A private path leads through mature oaks straight to your own covered dock with boat lift beneath a matching green metal roof — ready for boating, fishing, and unforgettable sunsets over Lake Louisa.

10350 Lake Louisa, Clermont, FL 34711 in Clermont, FL 34711 is listed for $995,000. The home has 3 bedrooms, 3 bathrooms, and 2,125 square feet, and was built in 1990. Listed 74 days ago. The listing is held by RE/MAX TITANIUM GROUP.

34711 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,959 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$8,249/moest.

0% down -- about $1,706 more per month than 20% down conventional.

  • Principal & Interest 82%
  • Property Taxes 4%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$6,797
Property Taxesfrom listing
$330
Insurance
$829
USDA Annual Fee
$293

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$9,950

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $8,249, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,959 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR804123135. HomeJam is not the listing broker.

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