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List Price

$799,000

21312 Marsh View, Clermont, FL 34715

43 days on market↓ $20K from original list price

Estimated Payment

$6,856/mo

$0 down with a USDA loan and current market rates

Bedrooms5 bdBathrooms4 baLiving area3,873 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2005

Listed by

Sean Flatley

KELLER WILLIAMS REALTY AT THE PARKS

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

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  • Close in one place

Gorgeous Estate in Arrowtree Reserve: a 5-BEDROOM/4-BATH SALTWATER POOL HOME built on a massive, sprawling CORNER LOT. Arrowtree Reserve is a private, equestrian-friendly luxury custom-home community located in Clermont, Florida, within the scenic Sugarloaf Mountain corridor between Minneola and Howey-in-the-Hills. The quiet, private, and suburban-rural blend with open green spaces and scenic natural surroundings. Upon entering through the double doors and the foyer, you are greeted by a formal living/dining room open space. Tons of natural light throughout. Arched doorways and windows. Elegant high ceilings throughout. Window blinds and treatments. Ceiling fans throughout. The generous open family room and kitchen combo are a great feature of this home. Family room: complete with a gas fireplace with custom wood built-ins and granite countertops and sliding glass doors leading to the lanai/pool. The kitchen is oversized with an eat-in breakfast bar. Granite countertops, solid wood custom cabinetry, in-wall oven with overhead microwave, stainless steel appliances, and a kitchen island. clothes Washer and Dryer Included! Complete with a closet pantry and plenty of storage. Refrigerator with exterior ice dispenser - 2024, Dishwasher and Garbage Disposal - 2020. Roof 2023, 2 HVAC units, 2021 and 2022. The split-bedroom floorplan offers the primary suite improved privacy. The spacious Primary Suite has an ensuite spa-style bathroom and dual walk-in his-and-hers closets. Plus, a lovely cozy bedroom lounge/reading nook that leads to the sparkling pool. The luxury ensuite bath has a large jetted jacuzzi tub, a separate walk-in glass wall shower, and a water closet. The double sinks and solid wood cabinets are complete with a makeup vanity space and granite countertops. 4 bedrooms downstairs and 1 bedroom upstairs. 2 Bedrooms with Ensuite Bathrooms.

21312 Marsh View, Clermont, FL 34715 in Clermont, FL 34715 is listed for $799,000. The home has 5 bedrooms, 4 bathrooms, and 3,873 square feet, and was built in 2005. Listed 43 days ago. The price was reduced from $819,000. The listing is held by KELLER WILLIAMS REALTY AT THE PARKS.

34715 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,552 (tax year 2025)
HOA fee$107 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$6,856/moest.

0% down -- about $1,355 more per month than 20% down conventional.

  • Principal & Interest 79%
  • Property Taxes 7%
  • Insurance 10%
  • HOA 2%
  • USDA Fee 3%
Principal & Interest
$5,385
Property Taxesfrom listing
$463
Insurance
$666
HOA
$107
USDA Annual Fee
$235

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$7,990

30-year fixed at 7.03%, as of September 24, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $6,856, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $5,552 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR802602457. HomeJam is not the listing broker.

List Price

$799,000

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