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List Price

$540,000

2937 Atlantic Unit 1905, Daytona Beach Shores, FL 32118

35 days on market

Estimated Payment

$3,941/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,660 Square FeetYear builtBuilt 1996

Listed by

Lori Brigley

OCEANS LUXURY REALTY FULL SVC

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WAKE UP WHERE THE OCEAN STEALS THE SHOW. DIRECT OCEANFRONT FROM THE 19TH FLOOR, THIS BEAUTIFULLY APPOINTED RESIDENCE BLENDS CONTEMPORARY STYLE WITH AN EFFORTLESS COASTAL FLAIR. SOLD FULLY FURNISHED WITH *DESIGNER FURNISHINGS THROUGHOUT, THIS HOME IS READY TO ENJOY FROM THE MOMENT YOU ARRIVE. STEP INSIDE AND BE GREETED BY AN ELEGANT *OCTAGONAL TRAY CEILING, BEAUTIFULLY ACCENTED BY A STRIKING CAPIZ SHELL CHANDELIER FEATURING CASCADING LAYERS OF PEARLESCENT SHELLS. STYLISH *TILE FLOORING IN SOFT GREY TONES FLOWS THROUGHOUT THE LIVING AREAS, COMPLEMENTING THE NEUTRAL WALLS AND CREATING A POLISHED, MODERN AESTHETIC. THE KITCHEN IS FILLED WITH NATURAL LIGHT AND FEATURES EXPANSIVE PICTURE WINDOWS, WHITE CABINETRY, A BREAKFAST BAR, AND A *CHARMING EAT-IN AREA. BEST OF ALL, THE ATLANTIC OCEAN PROVIDES A SPECTACULAR BACKDROP, BRINGING THE BEAUTY OF THE COAST INTO YOUR EVERYDAY LIVING. THE OCEANFRONT PRIMARY SUITE IS A PRIVATE RETREAT, COMPLETE WITH AN UPDATED SLIDING GLASS DOOR.WAKE UP WHERE THE OCEAN STEALS THE SHOW. DIRECT OCEANFRONT FROM THE 19TH FLOOR, THIS BEAUTIFULLY APPOINTED RESIDENCE BLENDS CONTEMPORARY STYLE WITH AN EFFORTLESS COASTAL FLAIR. SOLD FULLY FURNISHED WITH *DESIGNER FURNISHINGS THROUGHOUT, THIS HOME IS READY TO ENJOY FROM THE MOMENT YOU ARRIVE. STEP INSIDE AND BE GREETED BY AN ELEGANT *OCTAGONAL TRAY CEILING, BEAUTIFULLY ACCENTED BY A STRIKING CAPIZ SHELL CHANDELIER FEATURING CASCADING LAYERS OF PEARLESCENT SHELLS. STYLISH *TILE FLOORING IN SOFT GREY TONES FLOWS THROUGHOUT THE LIVING AREAS, COMPLEMENTING THE NEUTRAL WALLS AND CREATING A POLISHED, MODERN AESTHETIC. THE KITCHEN IS FILLED WITH NATURAL LIGHT AND FEATURES EXPANSIVE PICTURE WINDOWS, WHITE CABINETRY, A BREAKFAST BAR, AND A *CHARMING EAT-IN AREA. BEST OF ALL, THE ATLANTIC OCEAN PROVIDES A SPECTACULAR BACKDROP, BRINGING THE BEAUTY OF THE COAST INTO YOUR EVERYDAY LIVING. THE OCEANFRONT PRIMARY SUITE IS A PRIVATE RETREAT, COMPLETE WITH AN UPDATED SLIDING GLASS DOOR, KING-SIZE

2937 Atlantic Unit 1905, Daytona Beach Shores, FL 32118 in Daytona Beach Shores, FL 32118 is listed for $540,000. The home has 2 bedrooms, 2 bathrooms, and 1,660 square feet, and was built in 1996. Listed 35 days ago. The listing is held by OCEANS LUXURY REALTY FULL SVC.

32118 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$7,301 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $108,000

$

$3,941/moest.

  • Principal & Interest 73%
  • Property Taxes 15%
  • Insurance 11%
Principal & Interest
$2,883
Property Taxesfrom listing
$608
Insurance
$450

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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2937 Atlantic Unit 2009, Daytona Beach Shores, FL 32118

3 bd · 2 ba · 1,843 sq ft

241 Riverside Unit 2007, Holly Hill, FL 32117

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241 Riverside Unit 2007, Holly Hill, FL 32117

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Frequently Asked Questions

The estimated monthly payment is $3,941, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $7,301 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR803665775. HomeJam is not the listing broker.

List Price

$540,000

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