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List Price

$829,000

1685 Manor, Deland, FL 32720

83 days on market↓ $11K from original list price

Estimated Payment

$6,931/mo

$0 down with a USDA loan and current market rates

Bedrooms4 bdBathrooms3 baLiving area3,356 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2005

Listed by

Andrea Aylett-Hosch

PINEAPPLE PLACE REALTY, LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Bring your agent
  • Close in one place

ASSUMABLE 3.00% MORTGAGE — APPROX. $355,000 BALANCE — SUBJECT TO QUALIFICATION & LENDER APPROVAL. Discover the privacy, space and flexibility that make Glenwood one of DeLand's most distinctive country settings. This beautiful CUSTOM HOME is positioned on approximately 3 maturely landscaped acres and offers AGRICULTURAL ZONING, NO HOA, expansive living areas, extensive covered porches, an oversized garage, and room for horses, RVs, boats and recreational equipment—all with convenient access to DeLand. With more than 3,300 square feet of living space, the home features high ceilings, abundant natural light and a striking DOUBLE-SIDED WOOD-BURNING FIREPLACE finished in genuine Florida Keys coral (Key Stone), serving both the great room and adjoining living/dining area. Multiple French doors open to expansive covered porches and the peaceful surrounding landscape. The spacious kitchen provides abundant cabinetry, generous workspace and newer appliances. A DEDICATED HOME OFFICE WITH ITS OWN EXTERIOR ENTRANCE and convenient bath access offers exceptional flexibility for remote work, professional use, hobbies or additional private space. A 2022 high-efficiency central A/C system adds comfort and efficiency. The private primary suite features a large walk-in closet with built-ins, dual vanities, solid-surface countertops, an oversized tiled walk-in shower and a Jacuzzi Roman tub. Secondary bedrooms are positioned separately, providing additional privacy and flexibility for family or guests. OUTDOOR LIVING IS A HIGHLIGHT. Enjoy a covered front porch extending across the home and wrapping around to the private office entrance. The large covered rear porch provides an inviting setting for relaxing, entertaining and enjoying the property's mature landscape. Need room for vehicles, hobbies or equipment? The oversized side-entry two-car garage provides generous space for vehicles, motorcycles, recreational equipment, storage or a workshop. The property also benefits from recorded easement rights affecting an additional area that may provide useful access, parking or other permitted functionality. The pictured easement area is not included within the approximately 3 acres being conveyed. Recorded easement documentation and applicable zoning information are available for review. Whether you're seeking a Glenwood homestead, equestrian property, multigenerational home or private country retreat, this property offers a combination of acreage, privacy and flexibility rarely found this close to DeLand.

1685 Manor, Deland, FL 32720 in Deland, FL 32720 is listed for $829,000. The home has 4 bedrooms, 3 bathrooms, and 3,356 square feet, and was built in 2005. Listed 83 days ago. The price was reduced from $839,900. The listing is held by PINEAPPLE PLACE REALTY, LLC.

32720 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$4,000 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$6,931/moest.

0% down -- about $1,421 more per month than 20% down conventional.

  • Principal & Interest 82%
  • Property Taxes 5%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$5,663
Property Taxesfrom listing
$333
Insurance
$691
USDA Annual Fee
$244

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$8,290

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $6,931, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $4,000 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR803094166. HomeJam is not the listing broker.

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