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List Price

$325,000

1912 Saxon, Deltona, FL 32725

45 days on market

Estimated Payment

$2,326/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,739 Square FeetYear builtBuilt 1976

Listed by

Pamela Brady

LPT REALTY, LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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CORNER LOT, NO HOA, NEWER ROOF and MOVE-IN READY! Filled with NATURAL LIGHT and offering an impressive amount of living space inside and out, this inviting 3 BEDROOM, 2 BATH home with a 2 CAR GARAGE delivers the versatility buyers are looking for, with a thoughtfully ARRANGED FLOOR PLAN that brings everyone together while still providing separate spaces to relax and unwind. Add a ROOF INSTALLED IN 2023, an expansive FULLY FENCED BACKYARD and NO HOA, and this home combines everyday functionality with beautiful features that are increasingly hard to find. Enter through the foyer and the home opens into its main gathering area, where the FAMILY ROOM, DINING ROOM and KITCHEN flow together in one open, connected space. NATURAL LIGHT fills the area, creating a bright and welcoming atmosphere for everyday living. The open design keeps everyone connected, prepare dinner while catching up on the day, gather around the dining table for a meal, or settle into the family room without feeling separated from the activity around you. The DINING AREA comfortably accommodates a substantial table, making it equally suited for casual meals, holiday dinners and special occasions. Just steps away, the KITCHEN features abundant cabinetry, ample counter space and STAINLESS-STEEL APPLIANCES, providing the storage and workspace needed for daily meal preparation while remaining connected to the adjoining family and dining areas. Adding another dimension to the floor plan is a LARGE SEPARATE LIVING ROOM, a valuable second living area that gives you the freedom to use the home in a way that fits your lifestyle. Create a more formal sitting area, home office, game room, reading retreat, or simply another comfortable place to spread out and relax. Rather than having every activity compete for the same room, this home gives you the advantage of both an open central gathering area and a separate additional living space. Thoughtfully positioned on the opposite side of the home, the OWNER'S SUITE creates a sense of space from the two secondary bedrooms. The spacious bedroom provides plenty of room for substantial furnishings and is complemented by its own PRIVATE EN-SUITE BATH with accessibility features, creating a comfortable and functional retreat. With TWO ADDITIONAL BEDROOMS and a SECOND FULL BATHROOM, it completes the layout and provides flexibility for guests, a home office, hobby space or whatever best fits your needs. Easy care flooring throughout the main living areas keeps everyday maintenance simple and practical, while the home's abundant natural light enhances the open, welcoming feel from room to room.

1912 Saxon, Deltona, FL 32725 in Deltona, FL 32725 is listed for $325,000. The home has 3 bedrooms, 2 bathrooms, and 1,739 square feet, and was built in 1976. Listed 45 days ago. The listing is held by LPT REALTY, LLC.

32725 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,843 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $65,000

$

$2,326/moest.

  • Principal & Interest 75%
  • Property Taxes 14%
  • Insurance 12%
Principal & Interest
$1,735
Property Taxesfrom listing
$320
Insurance
$271

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,326, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,843 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR802247943. HomeJam is not the listing broker.

List Price

$325,000

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