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List Price

$699,950

1000 Tennessee, Englewood, FL 34223

40 days on market

Estimated Payment

$4,842/mo

20% down and current market rates

Bedrooms5 bdBathrooms4 baLiving area2,904 Square FeetYear builtBuilt 1997

Listed by

Cheryl Siple

MICHAEL SAUNDERS & COMPANY

Listed by another brokerage. HomeJam connects you directly with the listing side.

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This rare multigenerational property offers a combined five bedrooms and three-and-a-half bathrooms, seamlessly integrating the main residence with an additional spacious large suite addition arranged around a courtyard lanai and sparkling pool. The private suite features a separate entrance and separate utilities, two bedrooms, a bathroom with a walk-in shower, and a kitchenette. The main home showcases a newly redesigned open-concept floor plan and a stunning new kitchen anchored by a 10-foot island—ideal for entertaining—along with quartz countertops, quartz backsplash, and all-new appliances. Additional highlights include new flooring throughout, newer windows, a newer connection to public sewer, a large laundry room off the kitchen, and a split-bedroom layout that provides privacy for the primary bedroom and bathroom. The property is in an X flood zone, adjacent to Lemon Bay Park, and has no HOA. New roof in 2023, New Hot water -2025, Newer A/C- 2016 Electric panel new in 2016. Addition built 2022.Also has an outdoor shower and a pool bath. Beautiful landscaping surrounds this secluded residence in the desirable Mic Mar subdivision, an intimate enclave of just 12 custom homes bordering the park which has wooded trails, waterfront for kayaking and fishing, loads of birds and Eagle nests. Near several beaches are only minutes away, along with renowned Dearborn Street and famous Farmers market in season, shopping, and excellent dining.

1000 Tennessee, Englewood, FL 34223 in Englewood, FL 34223 is listed for $699,950. The home has 5 bedrooms, 4 bathrooms, and 2,904 square feet, and was built in 1997. Listed 40 days ago. The listing is held by MICHAEL SAUNDERS & COMPANY.

34223 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,667 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $139,990

$

$4,842/moest.

  • Principal & Interest 78%
  • Property Taxes 10%
  • Insurance 12%
Principal & Interest
$3,787
Property Taxesfrom listing
$472
Insurance
$583

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $4,842, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $5,667 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR811960143. HomeJam is not the listing broker.

List Price

$699,950

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