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List Price

$1,128,000

170 Mockingbird, Englewood, FL 34223

268 days on market

Estimated Payment

$7,742/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,371 Square FeetYear builtBuilt 1972

Listed by

Caleb Frick

SHARK TOOTH REALTY

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Located on the highly desirable southern tip of MANASOTA KEY, which was recently named one of the Best Places to Retire by Travel & Leisure Magazine, 170 Mockingbird Lane presents a rare opportunity to own WATERFRONT property on one of only two CANALS serving this exclusive beachside community — a true boating paradise for anglers and shelling enthusiasts alike — with fast access to Stump Pass and the GULF. Situated on a generous 50’ x 160’ lot, this property features a 30’ PRIVATE BOAT BASIN and a newer SEAWALL installed in 2023, offering DIRECT ACCESS TO LEMON BAY and a short boat ride through deep water and mangroves to some of South West Florida’s best fishing. A few features you'll be sure to enjoy are the PRIVATE TEAK WOOD OUTDOOR SHOWER, canal side TEAK DOCK (8' x 15') and the convenient dockside hose bib , perfectly located so you can wash your boat and gear after a long day out on the water. Enjoy an incredible sunrise coffee from the dock and step onto your boat, kayak, or paddle board for an amazing day on the water. Take a short walk to Stump Pass State Park or across Manasota Beach Road to the neighborhood’s beautiful beach access for an incredible Florida sunset. The existing residence was a 2-bedroom, 2-bath home designed to capture incredible canal views with tropical landscaping and ample hardscape designed to enjoy tropical breezes and the relaxed charm of coastal living. The home was affected by the hurricanes of 2024 and is now ready to be restored to its former glory — or removed to make way for a new, elevated coastal contemporary masterpiece that maximizes views, outdoor living, and modern design. Whether you envision renovating the original footprint or building a brand-new waterfront retreat, the value here is in the prime canal-front location, protected boat basin, and new seawall — all in one of Manasota Key’s most coveted boating neighborhoods. Why pay expensive marina fees or monthly storage costs when you can keep your boat and trailer right at home for free? Enjoy the convenience of having it ready whenever you are — no extra bills, no long-term contracts, and no waiting on access.

170 Mockingbird, Englewood, FL 34223 in Englewood, FL 34223 is listed for $1,128,000. The home has 2 bedrooms, 2 bathrooms, and 1,371 square feet, and was built in 1972. Listed 268 days ago. The listing is held by SHARK TOOTH REALTY.

34223 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,388 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $225,600

$

$7,742/moest.

  • Principal & Interest 79%
  • Property Taxes 9%
  • Insurance 12%
Principal & Interest
$6,103
Property Taxesfrom listing
$699
Insurance
$940

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $7,742, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,388 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR782174350. HomeJam is not the listing broker.

List Price

$1,128,000

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