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List Price

$485,000

23121 Rosedale Unit 201, Estero, FL 34135

11 days on market

Estimated Payment

$4,567/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area2,040 Square FeetYear builtBuilt 1999

Listed by

Roxanne Jeske, PA

John R Wood Properties

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Bring your agent
  • Close in one place

Commanding a spectacular, wide-open lake view, this beautifully maintained residence offers an exceptional opportunity to experience refined Southwest Florida living in the highly sought-after community of Shadow Wood. Ideally positioned directly across from the community pool, this premier location places resort-style amenities just steps from your door while offering an expansive and serene water view that creates a breathtaking backdrop throughout the home. The combination of the panoramic lake setting, beautiful surroundings, and effortless access to the pool makes this one of the community’s most desirable locations.

23121 Rosedale Unit 201, Estero, FL 34135 in Estero, FL 34135 is listed for $485,000. The home has 3 bedrooms, 2 bathrooms, and 2,040 square feet, and was built in 1999. Listed 11 days ago. The listing is held by John R Wood Properties.

34135 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$6,769 (tax year 2025)
HOA fee$965 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $97,000

$

$4,567/moest.

  • Principal & Interest 58%
  • Property Taxes 12%
  • Insurance 9%
  • HOA 21%
Principal & Interest
$2,634
Property Taxesfrom listing
$564
Insurance
$404
HOA
$965

30-year fixed at 7.203%, as of October 26, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.203% for a 30-year fixed loan (Optimal Blue daily, published October 26, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $4,567, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $6,769 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Oct 27, 2026 5:57 AM ET through Oct 28, 2026 5:57 AM ET. MLS# 1193316197. HomeJam is not the listing broker.

List Price

$485,000

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