Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

HomeJam
Search Homes

List Price

$950,000

21320 Paradise, Eustis, FL 32736

33 days on market

Estimated Payment

$7,956/mo

$0 down with a USDA loan and current market rates

Bedrooms4 bdBathrooms4 baLiving area3,088 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2012

Listed by

Sascha Davis

EXP REALTY LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

  • Tour directly
  • Make your offer
  • Bring your agent
  • Close in one place

MOTIVATED SELLER! Welcome home to your new legacy inspired property! This home is priced BELOW CURRENT APPRAISAL & IS READY FOR YOU TO CALL HOME! Situated on almost 13 acres COMPLETELY FENCED, this property not only has a MOVE IN READY 4 bedroom 3 FULL BATH HOME WITH OVER 3000 sqft of living space, but room to expand! Walk in the front door & immediately be greeted by an open floor plan that is PERFECT for family gatherings! A wood burning fireplace for cooler evenings is just one of the cozy features this home features, along with a HUGE kitchen area with newer stainless steel appliances, an oversized walk in pantry, a farm style sink, CUSTOM LIGHTING not only in the great room but throughout the home as well. Have your pick of using the 2 bonus rooms as bedrooms, offices, playrooms and more! The possibilities are ENDLESS! This home family owned & loved & you will feel this the moment you walk through the front door. Whats fantastic is walking out the back sliding doors into your literal own OASIS! The enclosed back porch opens up onto a CUSTOM 33 x 50 deck surrounding the sweetest pool adorned with personal touches, trees, a new sand pump & More! Its like your laying out in the mountains with the perks of the Florida sun! The property is literally READY for your horses, chickens & More, & is equipped with chicken coops, 3 sheds for storage, a 3700 SQFT, 8 STALL BARN (EACH 12 X14 IN SIZE) FEATURING A 10 X 14 FEED & TACK ROOM, enclosed fenced area for horses, a fenced in back area currently being used as a kennel w/multiple custom dog house. A whole house water softner system that conveys, a newer roof done in 2018, & a remote controlled gate to let guests in & out, & MORE! THERE IS JUST SO MANY PERKS TO THIS PROPERTY IT IS TOO MUCH TO CONVEY! DID I MENTION THAT THERE IS 25 ACRES BETWEEN YOU AND THE NEXT HOMEOWNER & THE COUNTY SAYS YOU CAN BUILD ANOTHER DWELLING UP TO 2100 SQFT ON THE PROPERTY? LITERALLY BUILD A LEGACY PROPERTY FOR YOUR LOVED

21320 Paradise, Eustis, FL 32736 in Eustis, FL 32736 is listed for $950,000. The home has 4 bedrooms, 4 bathrooms, and 3,088 square feet, and was built in 2012. Listed 33 days ago. The listing is held by EXP REALTY LLC.

32736 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$4,729 (tax year 2024)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$7,956/moest.

0% down -- about $1,630 more per month than 20% down conventional.

  • Principal & Interest 82%
  • Property Taxes 5%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$6,490
Property Taxesfrom listing
$394
Insurance
$792
USDA Annual Fee
$280

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$9,500

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

Need a mortgage?

Get connected with a loan officer without sending your information to a marketplace of lenders.

One request. One follow-up.

No barrage of calls or emails.

You Might Also Like

32809 Berwick Glen, Sorrento, FL 32776

$900,000

32809 Berwick Glen, Sorrento, FL 32776

4 bd · 3 ba · 3,131 sq ft

37048 Mill Stream, Eustis, FL 32736

$850,000

37048 Mill Stream, Eustis, FL 32736

3 bd · 3 ba · 2,344 sq ft

8400 Bridgeport Bay, Mount Dora, FL 32757

$950,000

8400 Bridgeport Bay, Mount Dora, FL 32757

3 bd · 2 ba · 2,862 sq ft

19106 Clayton, Altoona, FL 32702

$777,900

19106 Clayton, Altoona, FL 32702

4 bd · 3 ba · 2,869 sq ft

Frequently Asked Questions

The estimated monthly payment is $7,956, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $4,729 for tax year 2024. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813515188. HomeJam is not the listing broker.

List Price

$950,000

We use cookies and similar tools to remember how you found us, keep a session identifier, and understand which property pages you view. You can accept this use or decline optional tracking. See our privacy notice.