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List Price

$410,000

12111 Santaluz Unit 201, Fort Myers, FL 33913

8 days on market

Estimated Payment

$3,567/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,530 Square FeetYear builtBuilt 2011

Listed by

Gina Manzo

Grand Luxe Realty & Property Mgmt

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
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  • Close in one place

BEAUTIFULLY FURNISHED AND READY TO ENJOY! Experience the best of Southwest Florida living in this beautifully maintained turnkey 3-bedroom, 2-bath carriage home with an attached two-car garage in the desirable Santa Luz community of Gateway! From the inviting courtyard entrance to the lush tropical views, this home offers an exceptional combination of comfort, style, and easy Florida living. The spacious, open-concept floor plan features beautiful wood-look flooring, crown molding, abundant natural light, and a generous living area ideal for everyday living and entertaining. The well-appointed kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry, and a large breakfast bar that opens seamlessly to the main living area. A separate dining area with plantation shutters provides an inviting space for gatherings. The primary suite features a tray ceiling, direct access to the screened lanai, and a private bath with dual granite vanities and a beautifully tiled walk-in shower. Two additional bedrooms offer comfortable accommodations for guests or flexible space for a home office. Step outside to the private screened lanai, accessible from both the primary bedroom and living area, and enjoy peaceful views of lush tropical landscaping. Additional highlights include plantation shutters, ceiling fans, tile flooring in wet areas, and a two-car garage.

12111 Santaluz Unit 201, Fort Myers, FL 33913 in Fort Myers, FL 33913 is listed for $410,000. The home has 3 bedrooms, 2 bathrooms, and 1,530 square feet, and was built in 2011. Listed 8 days ago. The listing is held by Grand Luxe Realty & Property Mgmt.

33913 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$2,910 (tax year 2025)
HOA fee$750 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $82,000

$

$3,567/moest.

  • Principal & Interest 63%
  • Property Taxes 7%
  • Insurance 10%
  • HOA 21%
Principal & Interest
$2,233
Property Taxesfrom listing
$242
Insurance
$342
HOA
$750

30-year fixed at 7.229%, as of October 23, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.229% for a 30-year fixed loan (Optimal Blue daily, published October 23, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $3,567, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $2,910 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Oct 26, 2026 5:59 AM ET through Oct 27, 2026 5:59 AM ET. MLS# 1193483648. HomeJam is not the listing broker.

List Price

$410,000

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