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List Price

$1,489,000

13668 Marquette, Fort Myers, FL 33905

82 days on market

Estimated Payment

$12,800/mo

$0 down with a USDA loan and current market rates

Bedrooms5 bdBathrooms5 baLiving area2,706 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2002

Listed by

Lawrence Ronco

RE/MAX Gulf Coast Living

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

Set along a pristine stretch of riverfront, this exceptional estate spans five-acres and offers a rare combination of privacy, acreage, and waterfront living. The property includes a main pool home and a separate guest house totaling more than five bedrooms and five full baths, along with a substantial pole barn, a 56,000-lb boat lift, equestrian facilities, and 50' RV covered parking. The main residence offers three bedrooms — including an expansive owner's suite — three full baths, and multiple dens and office spaces to suit a variety of needs. Upon entry, guests are welcomed by sweeping river views and timeless Old Florida charm. A generous screened lanai and pool area overlook the water, creating an ideal setting for both relaxation and entertaining. Built for lasting peace of mind, the home features a metal roof and concrete-block construction and sits high and dry, having never flooded. Waterfront amenities include a composite boat dock with an56,000 lb lift, with water and electric available. The grounds also offer a 50' x 25' pole barn with electric service and a horse barn with three stalls and a tack room. Positioned above the two-car garage, the guest house provides two bedrooms, two full baths, a living room, and a separate kitchenette — a comfortable retreat for extended visits from family and friends.

13668 Marquette, Fort Myers, FL 33905 in Fort Myers, FL 33905 is listed for $1,489,000. The home has 5 bedrooms, 5 bathrooms, and 2,706 square feet, and was built in 2002. Listed 82 days ago. The listing is held by RE/MAX Gulf Coast Living.

33905 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$10,290 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$12,800/moest.

0% down -- about $2,573 more per month than 20% down conventional.

  • Principal & Interest 80%
  • Property Taxes 7%
  • Insurance 10%
  • USDA Fee 3%
Principal & Interest
$10,263
Property Taxesfrom listing
$857
Insurance
$1,241
USDA Annual Fee
$439

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$14,890

30-year fixed at 7.254%, as of November 12, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.254% for a 30-year fixed loan (Optimal Blue daily, published November 12, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $12,800, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $10,290 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Nov 12, 2026 4:57 AM ET through Nov 13, 2026 4:57 AM ET. MLS# 1184573424. HomeJam is not the listing broker.

List Price

$1,489,000

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