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List Price

$529,900

1273 Scrub Jay, Frostproof, FL 33843

111 days on market

Estimated Payment

$4,525/mo

$0 down with a USDA loan and current market rates

Bedrooms4 bdBathrooms3 baLiving area2,438 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 1996

Listed by

Dan Garcia

TRUE FLORIDA REALTY LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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FABULOUS PROPERTY FOR ANIMAL & NATURE LOVERS located in the Gated Community of Blue Jordan Forest, classified as a Wildlife Preserve and located near Walk-In-The-Water Wildlife Management Area for trail riding! The beautiful home sits on 4.28 Acres offering 2,438 sqft with 4 BD/3 BA, desirable open concept, split bedroom plan and cathedral ceilings. BRING your Horses & Chickens as this property is ready with a 36’x24’ Barn, a Coop, Fencing and a Pond! A circular driveway brings you to a welcoming screened entrance with flagstone accents and tiled floor, then leads inside to a well-designed floor plan with extra living and entertaining space. The spacious living room has a cathedral ceiling and its porcelain tile flooring flows into the dining room that stands convenient to the kitchen, with pass thru window. Warm recently sanded and stained parquet flooring begins at the front door covering the family room, the kitchen has brand new appliances and has an eat-in area. The kitchen’s oak cabinetry compliments the counter tops and stands open to the gorgeous family room with cathedral ceiling and handsome flagstone fireplace flanked with arched windows, and offering an extra-large hearth for sitting fireside. The private master suite has a new elegant bathroom coordinating granite dual sink vanity and decorative tile & glass shower that includes multi-showerheads (separate temperature control); the comfortable bedroom offers large walk-in closet, porcelain tile floor and ceiling fan. Sliding barn doors open to the hallway to bedrooms with tile floors and ceiling fans. An en suite bedroom with trey ceiling, tile shower stall and granite top vanity, is ideal for overnight guest, in-law or young adult, it stands near an exterior entrance. This well-maintained property has much to offer outdoors, the afore mentioned Barn has 3 stalls, concrete slab/enclosed 12x12’ tack/feed room, water & electric under a metal roof. The Chicken Coop is 12’x12’ w/metal roof with a 60’x60’ pen.

1273 Scrub Jay, Frostproof, FL 33843 in Frostproof, FL 33843 is listed for $529,900. The home has 4 bedrooms, 3 bathrooms, and 2,438 square feet, and was built in 1996. Listed 111 days ago. The listing is held by TRUE FLORIDA REALTY LLC.

33843 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,265 (tax year 2025)
HOA fee$35 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$4,525/moest.

0% down -- about $909 more per month than 20% down conventional.

  • Principal & Interest 80%
  • Property Taxes 6%
  • Insurance 10%
  • HOA 1%
  • USDA Fee 3%
Principal & Interest
$3,620
Property Taxesfrom listing
$272
Insurance
$442
HOA
$35
USDA Annual Fee
$156

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$5,299

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $4,525, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,265 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR800998771. HomeJam is not the listing broker.

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