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List Price

$1,450,000

6109 60th, Gainesville, FL 32653

38 days on market

Estimated Payment

$10,407/mo

20% down and current market rates

Bedrooms4 bdBathrooms4 baLiving area5,312 Square FeetYear builtBuilt 1994

Listed by

Tammy Broxson

BROXSON REAL ESTATE GROUP

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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Virtually Staged. Waterfront living in Gainesville; it exists, and it looks like this. Tucked quietly at the end of a cul-de-sac on 3 wooded acres located in Mill Hammock, sits an estate with over 5300 SQ of living space, a separate in-law suite, saltwater pool, pickleball/basketball court, walking path, contained vegetable/flower garden and even a private suspension bridge. Inside the main residence you'll be greeted with soaring ceilings and rich espresso-toned hardwood floors flowing seamlessly through the main living areas all highlighted by the numerous French doors spanning the rear of the home all overlooking the spring-fed pond and filling the interior with tons of natural light. The chef's kitchen was made for gathering featuring granite countertops, stainless steel appliances, an abundance of cabinets for all your cooking and culinary needs, wine fridge, some cabinets host glass-front doors to showcase your special kitchenware, pantry and an oversized island with additional storage and seating which transitions smoothly to the main living area with wood-burning fireplace with direct access to the deck and outdoor features. Separate formal dining room, full bathroom with walk-in shower, secondary living area and open sunroom area finish off the main living areas. Additionally on the first floor is a private office with floor-ceiling paneling and built-in shelving, bedroom with walk-in closet and full ensuite bathroom with shower.

6109 60th, Gainesville, FL 32653 in Gainesville, FL 32653 is listed for $1,450,000. The home has 4 bedrooms, 4 bathrooms, and 5,312 square feet, and was built in 1994. Listed 38 days ago. The listing is held by BROXSON REAL ESTATE GROUP.

32653 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$15,435 (tax year 2025)
HOA fee$67 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $290,000

$

$10,407/moest.

  • Principal & Interest 75%
  • Property Taxes 12%
  • Insurance 12%
  • HOA 1%
Principal & Interest
$7,846
Property Taxesfrom listing
$1,286
Insurance
$1,208
HOA
$67

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $10,407, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $15,435 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813305051. HomeJam is not the listing broker.

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