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List Price

$389,900

103 Park, Holly Hill, FL 32117

43 days on market

Estimated Payment

$2,790/mo

20% down and current market rates

Bedrooms2 bdBathrooms3 baLiving area1,148 Square FeetYear builtBuilt 1918

Listed by

Daniel Robinson

REALTY PROS ASSURED

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Close in one place

RIVER VIEWS FROM EVERY ROOM! Completely renovated in 2025, this exceptional 2 bedroom, 3 bath home combines classic character with the comfort and efficiency of a modern renovation. Set in a quiet cul-de-sac neighborhood with no HOA, the home offers expansive Halifax River views, abundant natural light and an open-concept layout with soaring 9-foot ceilings. The beautifully redesigned kitchen features 42-inch upper cabinetry, soft-close doors and drawers, quartz countertops, new appliances and a convenient counter-height breakfast bar. The spacious living area also includes a custom beverage bar with beverage refrigerator, generous storage and custom solid southern yellow pine floating shelves. Both bedrooms feature large closets and beautifully renovated ensuite bathrooms. A bright sunroom surrounded by windows showcases the river views and opens to a large rear deck, creating an ideal space for relaxing or entertaining. The oversized garage includes a workshop area and a third full bathroom, providing exceptional flexibility for guests, hobbies or additional living needs. The extensive 2025 renovation includes a new roof, soffit and fascia, siding, HVAC system, electrical system, plumbing, tankless hot water heater, impact windows, recessed lighting, kitchen, bathrooms, LVP flooring and rear deck. A security system adds another layer of convenience and peace of mind. The home has also been inspected and received a Certification of Completion from the City of Holly Hill. The property includes an additional lot with a concrete pad, providing valuable extra parking and space for a boat, RV or other recreational vehicles. Short-term rentals are permitted, adding flexibility for personal use, investment or rental opportunities. Furnishing options provide even more flexibility, with the home available furnished or unfurnished. With its sweeping river views, extensive 2025 renovation, generous outdoor space, additional lot and short-term rental potential, this is a rare opportunity to own a virtually turnkey home in a desirable Holly Hill riverfront setting.

103 Park, Holly Hill, FL 32117 in Holly Hill, FL 32117 is listed for $389,900. The home has 2 bedrooms, 3 bathrooms, and 1,148 square feet, and was built in 1918. Listed 43 days ago. The listing is held by REALTY PROS ASSURED.

32117 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$4,256 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $77,980

$

$2,790/moest.

  • Principal & Interest 76%
  • Property Taxes 13%
  • Insurance 12%
Principal & Interest
$2,110
Property Taxesfrom listing
$355
Insurance
$325

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,790, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $4,256 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR812747046. HomeJam is not the listing broker.

List Price

$389,900

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