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List Price

$524,900

5447 Boulevard, Homosassa, FL 34448

108 days on market↓ $25K from original list price

Estimated Payment

$4,324/mo

$0 down with a USDA loan and current market rates

Bedrooms3 bdBathrooms2 baLiving area2,050 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 1941

Listed by

Tonya Kramer

TROTTER REALTY

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Buy this home your way.

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  • Close in one place

TWO HOMES - AIRBNB OPPPORTUBITY - FAMILY COMPOUND - INGROUND POOL - RIGHT IN THE HEART OF OLD HOMOSASSA.This is the kind of property that almost never comes available—because families hold onto it for generations. Right in the heart of Old Homosassa, this rare river retreat offers two homes, Inground Pool and all on one property, wrapped in charm, character, and that laid-back river lifestyle everyone is chasing. And yes—you’re in a true golf cart community, where cruising to the river, restaurants, and local favorites is just part of everyday life. The main home features 2 bedrooms and 1 bathroom, filled with cozy coastal vibes and easy living. The second home offers 1 bedroom and 1 bathroom, perfect for guests, extended family, or income producing airbnb. Adding even more flexibility, the laundry room and office are separately positioned under roof—giving you that extra space for work, hobbies, or storage without taking away from either home. At the center of it all is a private inground pool, setting the tone for relaxed Florida days, salty breezes, and evenings spent entertaining under the palms. Never before offered for sale, this is more than just a property—it’s a true Old Homosassa gem, full of history, heart, and coastal soul. Life here is simple… hop on your golf cart, chase the sunset, and don’t look back.

5447 Boulevard, Homosassa, FL 34448 in Homosassa, FL 34448 is listed for $524,900. The home has 3 bedrooms, 2 bathrooms, and 2,050 square feet, and was built in 1941. Listed 108 days ago. The price was reduced from $549,900. The listing is held by TROTTER REALTY.

34448 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,746 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$4,324/moest.

0% down -- about $901 more per month than 20% down conventional.

  • Principal & Interest 83%
  • Property Taxes 3%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$3,586
Property Taxesfrom listing
$146
Insurance
$437
USDA Annual Fee
$155

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$5,249

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $4,324, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,746 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR801355591. HomeJam is not the listing broker.

List Price

$524,900

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