Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

HomeJam
Search Homes

List Price

$699,900

2700 Gulf Unit 2, Indian Rocks Beach, FL 33785

12 days on market

Estimated Payment

$5,092/mo

20% down and current market rates

Bedrooms2 bdBathrooms3 baLiving area1,180 Square FeetYear builtBuilt 1984

Listed by

Liz Barrett

LIZARD REALTY

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

  • Tour directly
  • Make your offer
  • Bring your agent
  • Close in one place

BEACHSIDE TOWNHOME with BEACH VIEWS! West side of Gulf Blvd! Rarely available! Enjoy beach views and Gulf breezes! Remodeled, fully furnished townhome with 2 bedrooms, 2.5 bathrooms and 2 car carport. *****SUPER LOW CONDO FEE only $667/month (paid Quarterly) includes our insurance for Hurricane, Flood & Wind, Landscaping service, plus Escrow funds for repairs/maintenance****TWO PETS ALLOWED***** Great rental investment - very popular townhome - sold fully equipped - move-in/rental ready**** Only 4 townhomes in small quaint, well-run complex. ROOF replaced 2025, exterior siding Hardi-boards. Fully equipped kitchen, granite countertops, stainless steel appliances, loads of counter and cabinet space, Great room plan with fireplace off kitchen with dining table set, newer couch and armchairs. Two beach view balconies with patio furniture. New easy maintenance Luxury vinyl faux wood flooring throughout. Both bedrooms feature vaulted ceilings, and their own ensuite full private full baths located upstairs on 2nd floor PLUS bedrooms have split plan for added privacy. Primary bedroom has KING size bed and private balcony with beach views. Guest bedroom has QUEEN bed. Main living area on 1st floor with great room plan with half bath (toilet & sink) and laundry area with full size washer dryer. For BEACH DAYS there are various beach chairs, floaties, beach wagon, umbrella & a cooler. Townhome enjoys side beach views from both balconies, only about 40 ft to public beach access at 27th Ave. Beautifully decorated, very comfortable, only thing you need to bring is your toothbrush! Charming Indian Rocks Beach has everything residents and visitors love! Beautiful (smoke free) sparkling beaches, award winning restaurants, quaint shops, festivals, dog park, fishing pier, playgrounds and parks with tennis, pickleball, basketball and skateboard park. PLUS an IRB resident BOAT RAMP with that small town friendly atmosphere.

2700 Gulf Unit 2, Indian Rocks Beach, FL 33785 in Indian Rocks Beach, FL 33785 is listed for $699,900. The home has 2 bedrooms, 3 bathrooms, and 1,180 square feet, and was built in 1984. Listed 12 days ago. The listing is held by LIZARD REALTY.

33785 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,000 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $139,980

$

$5,092/moest.

  • Principal & Interest 75%
  • Property Taxes 13%
  • Insurance 11%
Principal & Interest
$3,842
Property Taxesfrom listing
$667
Insurance
$583

30-year fixed at 7.31%, as of September 28, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.31% for a 30-year fixed loan (Optimal Blue daily, published September 28, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

Need a mortgage?

Get connected with a loan officer without sending your information to a marketplace of lenders.

One request. One follow-up.

No barrage of calls or emails.

You Might Also Like

833 Gulf Unit 103, Indian Rocks Beach, FL 33785

$569,000

833 Gulf Unit 103, Indian Rocks Beach, FL 33785

2 bd · 2 ba · 1,200 sq ft

17960 Gulf Unit 121, Redington Shores, FL 33708

$614,999

17960 Gulf Unit 121, Redington Shores, FL 33708

2 bd · 3 ba · 1,237 sq ft

17960 Gulf Blvd Unit 108, Redington Shores, FL 33708

$565,000

17960 Gulf Blvd Unit 108, Redington Shores, FL 33708

2 bd · 3 ba · 1,237 sq ft

17960 Gulf Unit 119, Redington Shores, FL 33708

$600,000

17960 Gulf Unit 119, Redington Shores, FL 33708

2 bd · 3 ba · 1,237 sq ft

Frequently Asked Questions

The estimated monthly payment is $5,092, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,000 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 28, 2026 6:02 AM ET through Sep 29, 2026 6:02 AM ET. MLS# MFR811798056. HomeJam is not the listing broker.

List Price

$699,900

We use cookies and similar tools to remember how you found us, keep a session identifier, and understand which property pages you view. You can accept this use or decline optional tracking. See our privacy notice.