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List Price

$249,900

8452 Crystal Cove, Kissimmee, FL 34747

39 days on market

Estimated Payment

$2,511/mo

20% down and current market rates

Bedrooms3 bdBathrooms3 baLiving area1,277 Square FeetYear builtBuilt 2003

Listed by

Erika Garcia

POP REALTY POWERED BY SELLSTATE

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Welcome to this fully furnished 3 bedroom, 2.5 bathroom end townhome (providing additional windows) in the highly sought-after Emerald Island Resort! Ideally positioned on a corner lot away from road noise, providing a peaceful setting and added privacy, while the short walking distance to the second community pool in the Villas makes it easy to enjoy one of the resort’s most popular amenities. This fully furnished townhome offers the flexibility to serve as a vacation home, turnkey investment property, or full-time residence. Emerald Island Resort is a 24-hour gated community, with an impressive array of amenities clustered around the clubhouse, including: a second community pool at the clubhouse, hot tubs, tiki bar, clubhouse, fitness center, tennis, volleyball and basketball courts, walking trails, and much more. Your Master Home Owner’s Association (HOA) fees include: cable TV, internet, gated community and security, road maintenance, the clubhouse and amenities, fountains and common area landscaping, playground areas, all recreation areas, lakes/waterways, utilities, fences, and daily valet trash service. Your Villas HOA fees include: Hazard and Flood Insurance on the building exteriors (owners should obtain a policy for the interior including belongings), all roof repairs and roof replacement, painting of the exterior of the townhome, including the balconies and patios (repair work to the structure of the building caused by age or wear and tear is the owner’s responsibility), all landscaping, pressure washing and repair of the front sidewalks (repair of walkways from the front sidewalks to the front stoop of the units is the owners responsibility).

8452 Crystal Cove, Kissimmee, FL 34747 in Kissimmee, FL 34747 is listed for $249,900. The home has 3 bedrooms, 3 bathrooms, and 1,277 square feet, and was built in 2003. Listed 39 days ago. The listing is held by POP REALTY POWERED BY SELLSTATE.

34747 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,350 (tax year 2025)
HOA fee$672 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $49,980

$

$2,511/moest.

  • Principal & Interest 54%
  • Property Taxes 11%
  • Insurance 8%
  • HOA 27%
Principal & Interest
$1,352
Property Taxesfrom listing
$279
Insurance
$208
HOA
$672

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,511, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,350 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR812989742. HomeJam is not the listing broker.

List Price

$249,900

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