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List Price

$120,000

1130 Lake Parker Unit A201, Lakeland, FL 33805

41 days on market

Estimated Payment

$857/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,120 Square FeetYear builtBuilt 1975

Listed by

Andrew Fearn

BHHS FLORIDA PROPERTIES GROUP

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Short Sale. Lakefront living, beautiful water views, and an excellent 55+ community come together in this updated condo at Lakeside Village overlooking peaceful Lake Parker. This Lake Parker lakefront condo offers a spacious floor plan, comfortable living spaces, and a wonderful location for enjoying the Florida lifestyle. Inside, the updated kitchen features stainless steel appliances and provides a great space for preparing meals and entertaining. The condo also includes an inside laundry room and two updated bathrooms, with one offering a convenient walk-in shower and the other featuring a tub/shower combination. The spacious primary bedroom includes a large walk-in closet and sliding doors that open directly onto the enclosed screened lanai. Step outside and enjoy one of the home's best features, peaceful lake views and beautiful Florida sunsets overlooking Lake Parker. The screened lanai provides a comfortable space for morning coffee, relaxing with a book, or enjoying the view at the end of the day. Lakeside Village is a desirable 55+ community offering a variety of amenities designed to make Florida living enjoyable and convenient. HOA dues include exterior maintenance, water, sewer, cable TV, internet, use of the community pool, tennis court, fishing dock, and sauna. The lakefront setting and community amenities make this an excellent opportunity for those looking for an updated condo in a 55+ Florida community.

1130 Lake Parker Unit A201, Lakeland, FL 33805 in Lakeland, FL 33805 is listed for $120,000. The home has 2 bedrooms, 2 bathrooms, and 1,120 square feet, and was built in 1975. Listed 41 days ago. The listing is held by BHHS FLORIDA PROPERTIES GROUP.

33805 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,296 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $24,000

$

$857/moest.

  • Principal & Interest 76%
  • Property Taxes 13%
  • Insurance 12%
Principal & Interest
$649
Property Taxesfrom listing
$108
Insurance
$100

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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2025 Sylvester Unit N101, Lakeland, FL 33803

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1130 Lake Parker Unit C229, Lakeland, FL 33805

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Frequently Asked Questions

The estimated monthly payment is $857, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,296 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813197635. HomeJam is not the listing broker.

List Price

$120,000

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