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List Price

$329,000

5945 Slate Rock, Lakeland, FL 33811

39 days on market

Estimated Payment

$2,698/mo

20% down and current market rates

Bedrooms4 bdBathrooms2 baLiving area1,848 Square FeetYear builtBuilt 2022

Listed by

Stephanie Howard

COLDWELL BANKER REALTY

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

welcome to 5945 Slate Rock Drive, a 2022-built Craftsman in Riverstone. This 4-bedroom, 2-bath single-story home offers 1,850 square feet of thoughtfully designed living space with greenbelt views, all just minutes from schools, shopping, and parks. Inside, enjoy an open floorplan with spacious living and dining areas, laminate floors, sliding glass doors opening to a private patio. The kitchen features stainless steel appliances, oven, microwave (all convey with he property) ample cabinetry, plus a walk-in pantry and convenient storage closet. The primary suite includes a walk-in closet and en suite bath with dual sinks and modern finishes. Additional highlights: • All appliances included (washer, dryer, fridge, and more) • Central air, electric heating, blinds throughout • Inside laundry room with electric dryer hookup • Attached 2-car garage with direct access • Peaceful backyard with greenbelt views Riverstone offers sidewalks, a community pool, playground, and deed-restricted charm with low HOA fees. Located in the growing Lakeland corridor with quick access to I-4 and commuter routes. This newer home built in 2022, craftsman, move-in ready home is ideal individuals and/or families seeking space in a vibrant, thriving community with easy highway access.

5945 Slate Rock, Lakeland, FL 33811 in Lakeland, FL 33811 is listed for $329,000. The home has 4 bedrooms, 2 bathrooms, and 1,848 square feet, and was built in 2022. Listed 39 days ago. The listing is held by COLDWELL BANKER REALTY.

33811 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$7,563 (tax year 2025)
HOA fee$14 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $65,800

$

$2,698/moest.

  • Principal & Interest 66%
  • Property Taxes 23%
  • Insurance 10%
  • HOA 1%
Principal & Interest
$1,780
Property Taxesfrom listing
$630
Insurance
$274
HOA
$14

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,698, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $7,563 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813201130. HomeJam is not the listing broker.

List Price

$329,000

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