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List Price

$720,000

10588 139th, Largo, FL 33774

10 days on market

Estimated Payment

$5,018/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,841 Square FeetYear builtBuilt 1976

Listed by

Serina Konomos

BHHS FLORIDA PROPERTIES GROUP

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Welcome to 10588 139th Way — where Florida living, thoughtful updates and an incredible outdoor lifestyle come together! Tucked away on a cul-de-sac in the desirable Century Oaks neighborhood, this beautifully maintained 3-bedroom, 2-bath pool home offers 1,841 square feet of living space on an oversized .26-acre lot, with the added peace of mind of major improvements already completed: NEW A/C 2025, ROOF 2022, ELECTRICAL 2021, HOT WATER 2015, and WINDOWS & DOORS 2017. From the moment you arrive, the home's inviting curb appeal, mature landscaping and welcoming front patio set the stage for what awaits inside. The spacious, open layout offers plenty of room to spread out, with two separate living areas, dining space and a split-bedroom floor plan that provides privacy for family and guests. The remodeled kitchen is truly the heart of the home, featuring granite countertops, solid wood cabinetry, stainless steel appliances, double ovens, subway tile backsplash and a breakfast bar that opens to the surrounding living spaces. Additional renovations, plank-style flooring, plantation shutters, recessed lighting and updated bathrooms, creating a home that feels comfortable, stylish and ready to enjoy. But the Florida lifestyle really begins outside. Step through the sliding doors into your screened outdoor retreat, complete with an in-ground saltwater pool, pavered pool deck and a beautifully detailed covered entertaining area featuring tongue-and-groove cedar accents and a wet bar — the perfect setting for weekend gatherings, quiet mornings by the pool or relaxing at the end of the day. Irrigation is on a well. The fenced, spacious yard with a dog run, oversized homesite and 2-car garage provide even more room and functionality. And then there is the LOCATION! Outdoor enthusiasts will love being just minutes from Walsingham Park, offering miles of trails, fishing, boating, a dog park and more. Nearby equestrian trails add a unique touch to this area, while the Pinellas Trail offers miles of walking, jogging and biking. Gulf beaches, shopping, dining and everyday conveniences are also just a short drive away.

10588 139th, Largo, FL 33774 in Largo, FL 33774 is listed for $720,000. The home has 3 bedrooms, 2 bathrooms, and 1,841 square feet, and was built in 1976. Listed 10 days ago. The listing is held by BHHS FLORIDA PROPERTIES GROUP.

33774 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$6,789 (tax year 2025)
HOA fee$8 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $144,000

$

$5,018/moest.

  • Principal & Interest 77%
  • Property Taxes 11%
  • Insurance 12%
  • HOA 0%
Principal & Interest
$3,844
Property Taxesfrom listing
$566
Insurance
$600
HOA
$8

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $5,018, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $6,789 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR811724777. HomeJam is not the listing broker.

List Price

$720,000

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