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List Price

$2,045,000

265 Indies Unit 802, Naples, FL 34110

18 days on market

Estimated Payment

$18,014/mo

20% down and current market rates

Bedrooms3 bdBathrooms3 baLiving area2,798 Square FeetYear builtBuilt 2007

Listed by

Laurie Bellico, PA

William Raveis Real Estate

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Close in one place

Two Horizons. One Extraordinary Address. What if your home offered two completely different worlds? Imagine a morning bathed in soft Gulf light, with the emerald greens of Old Collier Golf Course stretching toward the horizon. As the day unfolds, the waterways shimmer, the light shifts, and the pace of life seems to slow. Here, every moment feels a little more extraordinary. Welcome to a residence where every view tells a different story — the tranquil beauty of the golf course to the east and the sweeping waters of the Gulf and surrounding waterways to the west. Spanning 3,050 square feet, this exceptional high-floor residence at The Dunes was designed for those who appreciate the finer things without needing to announce them. Three bedrooms, three full baths, beautifully appointed interiors, and a wonderful sense of space create an atmosphere that feels both refined and effortlessly inviting. The primary suite is a private retreat, complete with custom closets and a spa-inspired bath. An en-suite guest bedroom offers the flexibility of a second primary suite, while thoughtful detailing, natural wood tones, and timeless craftsmanship bring warmth and understated elegance to every room.

265 Indies Unit 802, Naples, FL 34110 in Naples, FL 34110 is listed for $2,045,000. The home has 3 bedrooms, 3 bathrooms, and 2,798 square feet, and was built in 2007. Listed 18 days ago. The listing is held by William Raveis Real Estate.

34110 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$15,959 (tax year 2024)
HOA fee$3,815 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $409,000

$

$18,014/moest.

  • Principal & Interest 62%
  • Property Taxes 7%
  • Insurance 9%
  • HOA 21%
Principal & Interest
$11,165
Property Taxesfrom listing
$1,330
Insurance
$1,704
HOA
$3,815

30-year fixed at 7.254%, as of November 12, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.254% for a 30-year fixed loan (Optimal Blue daily, published November 12, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $18,014, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $15,959 for tax year 2024. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Nov 13, 2026 5:00 AM ET through Nov 14, 2026 5:00 AM ET. MLS# 1193991071. HomeJam is not the listing broker.

List Price

$2,045,000

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