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List Price

$1,750,000

5069 Tortola, Naples, FL 34113

8 days on market

Estimated Payment

$12,675/mo

20% down and current market rates

Bedrooms3 bdBathrooms3 baLiving area2,390 Square FeetYear builtBuilt 2014

Listed by

Alisha Cage

ERA Naples Realty Services

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This sought-after Wisteria floor plan is the best value and has the best views in the Isles of Collier Preserve in Naples, FL! This location, just 15 minutes from 5th Avenue and the beach, provides a wide water and nature view that is hard to find in the community. It's a perfect setting to relax and enjoy the sunset while grilling in your outdoor kitchen or lounging in your heated pool. Move-in ready and turnkey furnished, this open floor plan is one of the most desirable in the Isles, with three bedrooms, a den (which can double as a fourth bedroom), and two and a half baths. The home also offers excellent flexibility as a strong income-producing property for buyers who may not be ready to relocate right away. The Wisteria floor plan has a huge primary bedroom, bathroom, and dual walk-in closets. The kitchen is equipped with stainless steel appliances, a walk-in pantry, and granite countertops that continue up the backsplash. This split floor plan gives your guests total privacy, and the huge lanai overlooks a large lake without other homes spoiling the view. A great opportunity to own in one of Naples' most desirable resort-style communities! Enjoy resort-style amenities, including a beautiful clubhouse, fitness center, resort and lap pools, 14 pickleball courts, 6 tennis courts, bocce, a dog park, and the popular Overlook Bar & Grill. Surrounded by protected preserve land, the community offers more than 8 miles of scenic walking and biking trails, as well as waterways for kayaking and paddleboarding. Ideally located just 6 miles from downtown Naples, Gulf beaches, the Naples Botanical Garden, Hamilton Harbor Yacht Club, and the Bayshore Arts District with its dining, art, and entertainment. The low fees include a manned gate, all amenities, and lawn care, allowing for easy homeownership. No flood insurance needed, not in a flood zone, and all impact windows and doors.

5069 Tortola, Naples, FL 34113 in Naples, FL 34113 is listed for $1,750,000. The home has 3 bedrooms, 3 bathrooms, and 2,390 square feet, and was built in 2014. Listed 8 days ago. The listing is held by ERA Naples Realty Services.

34113 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$12,951 (tax year 2025)
HOA fee$669 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $350,000

$

$12,675/moest.

  • Principal & Interest 75%
  • Property Taxes 9%
  • Insurance 12%
  • HOA 5%
Principal & Interest
$9,469
Property Taxesfrom listing
$1,079
Insurance
$1,458
HOA
$669

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $12,675, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $12,951 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. for the period Nov 12, 2026 4:57 AM ET through Nov 13, 2026 4:57 AM ET. MLS# 1194719809. HomeJam is not the listing broker.

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