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List Price

$249,000

11613 Pear Tree, New Port Richey, FL 34654

72 days on market

Estimated Payment

$1,971/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,414 Square FeetYear builtBuilt 1985

Listed by

Bill Merritt, PA

HOMAN REALTY GROUP INC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Close in one place

Welcome to the sought after 55 plus community of Aborwood in Summertree! This is an amazing 2- bedroom, 2 Bath home with a garage. Many new updates include, a Reverse Osmosis water filter under the kitchen sink, new washer and dryer, updated hot water heater, Water Softener which is owned but currently maintained by Culligan and this home will be painted by the HOA in the fall! As you enter you have a nice screened in porch where you can sit and enjoy your well cared for neighborhood. All the floors have been updated to luxury vinyl planking for great looks and ease of maintenance. The Great room is amazing with high ceilings and an area for formal dining and a wet bar! This home was made for entertaining! The master has a large walk-in closet and an ensuite bathroom. Large enough to accommodate a king bed and large furniture. The second bedroom is also large and can accommodate a king size bed and has a bathroom next door. Off of the Great room on the back of the house is a huge glassed-in lanai that could be converted to a 4-season room! The patio is large enough for barbecuing and lounging in the beautiful Florida sun! Roof 2018, AC 2020, Water Heater 2021 and Kitchen was remodeled in 2020.

11613 Pear Tree, New Port Richey, FL 34654 in New Port Richey, FL 34654 is listed for $249,000. The home has 3 bedrooms, 2 bathrooms, and 1,414 square feet, and was built in 1985. Listed 72 days ago. The listing is held by HOMAN REALTY GROUP INC.

34654 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,313 (tax year 2025)
HOA fee$325 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $49,800

$

$1,971/moest.

  • Principal & Interest 67%
  • Property Taxes 6%
  • Insurance 11%
  • HOA 16%
Principal & Interest
$1,329
Property Taxesfrom listing
$109
Insurance
$208
HOA
$325

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $1,971, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,313 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR800430099. HomeJam is not the listing broker.

List Price

$249,000

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