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List Price

$1,300,000

300 Omega Ranch, New Smyrna Beach, FL 32168

80 days on market↓ $11700K from original list price

Estimated Payment

$10,746/mo

$0 down with a USDA loan and current market rates

Bedrooms4 bdBathrooms3 baLiving area2,017 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2023

Listed by

Albert Amalfitano

ENGEL & VOLKERS NEW SMYRNA

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Behind the gated community entry, a private estate unfolds across more than 20 acres of open space, natural beauty, refined craftsmanship, and serious lifestyle infrastructure. Designed for those who value privacy, independence, and room to live fully, this luxury ranch property offers the rare combination of a move-in-ready residence, flexible private quarters, exceptional storage, and land that invites recreation, entertaining, gardening, hobbies, and quiet retreat. A shell driveway and paver walkway create a memorable arrival, leading to a CBS residence with Hardie Plank siding, Low-E PGT windows and sliders, and a welcoming screened front porch finished with a classic haint blue ceiling. Inside, the home feels polished yet comfortable, with an open floor plan, luxury vinyl plank flooring, tray ceilings, surround sound, custom accent walls, and five-panel shaker doors throughout. Large sliding glass doors extend the living space toward the screened lanai, framing views of the acreage and creating an effortless indoor-outdoor connection. The kitchen is a beautiful centerpiece, blending luxury finishes with everyday function. White 42-inch shaker cabinetry, quartzite countertops, a blue-gray tile backsplash, under-cabinet lighting, Samsung Bespoke appliances, a gas cooktop, built-in microwave, and an oversized walk-in pantry make the space equally suited for casual meals, weekend gatherings, and entertaining on a larger scale. The primary suite offers a private retreat within the home, complete with an electric fireplace, tray ceiling, and oversized walk-in closets. The spa-inspired bath features quartz countertops, vessel sinks, designer finishes, and a dramatic walk-in shower with black vertical stack tile. Three additional bedrooms and two beautifully appointed guest baths provide flexibility for guests, work-from-home needs, hobbies, or extended stays, with glass shower enclosures and elevated finishes continuing throughout. Outdoor living is one of the property’s defining features. The expansive screened lanai overlooks a picturesque pond with fountain, creating a peaceful setting for morning coffee, evening dinners, or simply taking in the quiet of the land. An outdoor shower and Big Green Egg cooking station add to the relaxed Florida lifestyle, while the acreage offers space to spread out, explore, garden, play, and enjoy the privacy of a true estate setting. The property’s infrastructure is equally impressive. A buried propane tank, whole-house water treatment system, and whole-house generator provide comfort, convenience, and peace of mind. The detached metal building, approximately 32 by 40 feet, is built for serious use with oversized roll-up doors, epoxy flooring, multiple 220V connections, 300-amp electrical service, a 50-amp RV hookup with sewer dump, and abundant storage for vehicles, equipment, tools, or recreational gear. A separate private quarters structure adds exceptional versatility with tile flooring, a full bathroom, kitchenette, and independent living space. It is ideal for multigenerational living needs, visiting guests, staff, studio use, or a private work retreat.

300 Omega Ranch, New Smyrna Beach, FL 32168 in New Smyrna Beach, FL 32168 is listed for $1,300,000. The home has 4 bedrooms, 3 bathrooms, and 2,017 square feet, and was built in 2023. Listed 80 days ago. The price was reduced from $13,000,000. The listing is held by ENGEL & VOLKERS NEW SMYRNA.

32168 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$6,212 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$10,746/moest.

0% down -- about $2,205 more per month than 20% down conventional.

  • Principal & Interest 82%
  • Property Taxes 5%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$8,762
Property Taxesfrom listing
$518
Insurance
$1,083
USDA Annual Fee
$383

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$13,000

30-year fixed at 7.03%, as of September 24, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $10,746, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $6,212 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR795607990. HomeJam is not the listing broker.

List Price

$1,300,000

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