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List Price

$299,000

25542 22nd, Newberry, FL 32669

19 days on market

Estimated Payment

$2,649/mo

$0 down with a USDA loan and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,591 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2006

Listed by

Kay Hoang

FLORIDA HOMES REALTY & MORTGAGE GVILLE

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Bring your agent
  • Close in one place

Some homes simply feel welcoming the moment you arrive — and this is one of them. Tucked away in Newberry, 25542 SW 22nd Place offers the kind of space, comfort, and backyard charm that can be hard to find at this price point. Thoughtfully cared for by its owner and filled with practical updates, this is a home where you can settle in, make memories, and truly enjoy both the indoors and out. From the moment you walk in, the high vaulted ceilings create a bright, open, and welcoming feel that makes the home seem even more spacious. The primary bathroom has been beautifully refreshed with a double carrara marble vanity and newly updated shower, giving the space a clean, elegant touch. The kitchen is equipped with appliances that are only a few years old, and some of the biggest homeowner expenses have already been addressed, including a metal roof replaced in 2021 and a new water heater installed in 2026.

25542 22nd, Newberry, FL 32669 in Newberry, FL 32669 is listed for $299,000. The home has 3 bedrooms, 2 bathrooms, and 1,591 square feet, and was built in 2006. Listed 19 days ago. The listing is held by FLORIDA HOMES REALTY & MORTGAGE GVILLE.

32669 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,567 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$2,649/moest.

0% down -- about $507 more per month than 20% down conventional.

  • Principal & Interest 76%
  • Property Taxes 11%
  • Insurance 9%
  • USDA Fee 3%
Principal & Interest
$2,015
Property Taxesfrom listing
$297
Insurance
$249
USDA Annual Fee
$88

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$2,990

30-year fixed at 7.03%, as of September 24, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $2,649, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,567 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR805058796. HomeJam is not the listing broker.

List Price

$299,000

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