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List Price

$1,245,000

LOT 44 Reynolds, Orlando, FL 32833

108 days on market

Estimated Payment

$9,998/mo

$0 down with a USDA loan and current market rates

Bedrooms5 bdBathrooms4 baLiving area3,158 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2027

Listed by

Asher Abadi

UDI LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Pre-Construction. To be built. Refined Single-Story Living with Room for Everything. 3,158 Sq. Ft. of Air-Conditioned Living. 4,636 Sq. Ft. Total Under Roof Sq ft. Two-Acre Estate - No Wetland Mitigation Needed. Eastern Homes is proud to present this impressive single-story home that combines timeless architectural character, generous living spaces, and a thoughtfully designed floor plan. From its striking stone-accented façade and dramatic timber-detailed entrance to its expansive interior and oversized three-car garage, this home makes a memorable statement from the moment you arrive. Step through the double front doors into a soaring central entry that immediately showcases the home’s scale and craftsmanship. The open-concept family room and kitchen form the heart of the home, creating a comfortable gathering space designed for everyday living and effortless entertaining. The spacious kitchen features an oversized island, abundant cabinetry, generous counter space, and an adjoining nook overlooking the covered lanai. Large sliding glass doors connect the family room to the impressive outdoor living area, extending the home’s entertaining space and creating the ideal setting for relaxing, dining, or adding a future outdoor kitchen. The private primary suite is positioned away from the secondary bedrooms and offers a spacious bedroom, luxurious bathroom, large walk-in closet, and convenient access to the laundry area. Four additional bedrooms—including a generously sized private guest suite—provide exceptional flexibility for family, visitors, or multigenerational living. A dedicated den and separate music room can be personalized as home offices, a formal dining room, playroom, library, media room, or creative space. The oversized three-car garage provides approximately 809 square feet of parking, storage, and workspace, while the mudroom and service areas create a practical transition into the home.

LOT 44 Reynolds, Orlando, FL 32833 in Orlando, FL 32833 is listed for $1,245,000. The home has 5 bedrooms, 4 bathrooms, and 3,158 square feet, and was built in 2027. Listed 108 days ago. The listing is held by UDI LLC.

32833 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,052 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$9,998/moest.

0% down -- about $2,136 more per month than 20% down conventional.

  • Principal & Interest 85%
  • Property Taxes 1%
  • Insurance 10%
  • USDA Fee 4%
Principal & Interest
$8,505
Property Taxesfrom listing
$88
Insurance
$1,038
USDA Annual Fee
$367

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$12,450

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $9,998, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,052 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR801342872. HomeJam is not the listing broker.

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