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List Price

$639,000

1 John Anderson Unit 301, Ormond Beach, FL 32176

45 days on market

Estimated Payment

$5,789/mo

20% down and current market rates

Bedrooms3 bdBathrooms4 baLiving area2,675 Square FeetYear builtBuilt 1996

Listed by

Didiayer Snyder

REALTY PROS ASSURED

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INTRACOASTAL VIEWS | 2,675 SQ. FT. | 3 BEDROOMS | 3.5 BATHS | TWO BALCONIES | RESORT-STYLE LIVING. Welcome to Ormond Heritage, where spacious coastal living meets an exceptional Ormond Beach location. Set on the third floor with beautiful views of the Intracoastal Waterway and spectacular Florida sunsets, Unit 301 offers an expansive, light-filled floor plan designed for both comfortable everyday living and entertaining. The residence features a generous living room, family room, dining area, breakfast nook and kitchen, with two balconies extending the living space outdoors and providing wonderful places to enjoy the Florida air and surrounding views. The oversized primary suite is a private retreat with abundant windows, two walk-in closets and a spacious bath, while two additional bedrooms and baths offer flexibility for family, guests or a home office.

1 John Anderson Unit 301, Ormond Beach, FL 32176 in Ormond Beach, FL 32176 is listed for $639,000. The home has 3 bedrooms, 4 bathrooms, and 2,675 square feet, and was built in 1996. Listed 45 days ago. The listing is held by REALTY PROS ASSURED.

32176 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,811 (tax year 2026)
HOA fee$1,314 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $127,800

$

$5,789/moest.

  • Principal & Interest 60%
  • Property Taxes 8%
  • Insurance 9%
  • HOA 23%
Principal & Interest
$3,458
Property Taxesfrom listing
$484
Insurance
$533
HOA
$1,314

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $5,789, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $5,811 for tax year 2026. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR812835895. HomeJam is not the listing broker.

List Price

$639,000

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