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List Price

$519,000

1907 Westbourne, Oviedo, FL 32765

66 days on market↓ $71K from original list price

Estimated Payment

$3,464/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area2,227 Square FeetYear builtBuilt 1991

Listed by

April Mycz

RISE REALTY OF FLORIDA LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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SELLER OFFERING A $4,000 CREDIT TOWARDS KITCHEN UPGRADES OR CLOSING COSTS! ENERGY-EFFICIENT LIVING in the highly desirable Heronwood at Carillon community in Oviedo! This beautifully maintained 3-bedroom, 2-bath home with a dedicated den is perfectly positioned on a spacious corner lot across from a serene pond. A former model home, this single-story residence offers a functional split-bedroom floor plan, high ceilings, generous living and dining spaces, and a cozy wood-burning fireplace. The well-appointed kitchen features ample cabinetry, a breakfast bar, pantry, and eat-in space. The private primary suite includes a walk-in closet and en-suite bath with dual sinks, soaking tub, and separate shower. The flexible den provides the perfect space for a home office, playroom, or additional living area. Enjoy the benefits of energy-efficient improvements and valuable updates, including 25 solar panels designed to help reduce monthly electric costs. A fully screened rear porch provides the perfect place to relax and enjoy Florida living year-round. LOCATION, LOCATION, LOCATION! Just minutes from the University of Central Florida, this home offers outstanding convenience to top-rated schools, shopping, dining, entertainment, and Research Park. Easy access to SR 417 and SR 434 makes commuting throughout Central Florida a breeze. The Carillon community also offers sidewalks, parks, and recreational amenities, creating a vibrant and connected neighborhood lifestyle. This move-in ready home brings together space, comfort, energy efficiency, and an exceptional Oviedo location. Don’t miss the opportunity to make it yours!

1907 Westbourne, Oviedo, FL 32765 in Oviedo, FL 32765 is listed for $519,000. The home has 3 bedrooms, 2 bathrooms, and 2,227 square feet, and was built in 1991. Listed 66 days ago. The price was reduced from $590,000. The listing is held by RISE REALTY OF FLORIDA LLC.

32765 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,125 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $103,800

$

$3,464/moest.

  • Principal & Interest 80%
  • Property Taxes 8%
  • Insurance 13%
Principal & Interest
$2,771
Property Taxesfrom listing
$260
Insurance
$433

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $3,464, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,125 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR800933791. HomeJam is not the listing broker.

List Price

$519,000

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