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List Price

$799,900

25 Cottonwood, Palm Coast, FL 32137

115 days on market↓ $350K from original list price

Bedrooms4 bdBathrooms2 baLiving area2,317 Square FeetYear builtBuilt 1999

Listed by

Julie Sabine

REALTY EXCHANGE, LLC

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One or more photo(s) has been virtually staged. Saltwater Sailboat Country unicorn! This rare concrete block 4 bedroom, 2 bath waterfront pool home that is just steps to the Intracoastal waterway with NO bridges....AND has a buildable lot next door for sale, creating endless possibilities. Opportunities like this are exceptionally rare. This deep-water canal can accommodate a large boat and provides quick access to some of the area’s best boating, fishing, and waterfront destinations. Inside, you’ll find soaring ceilings, an open floor plan, a granite kitchen, spacious living areas, and a private owner’s suite featuring a garden tub, walk-in shower, and dual vanities. Step outside to your screened lanai and solar-heated salt water pool overlooking the water—perfect for entertaining or relaxing after a day on the boat. Garage has a ductless mini split unit. A 10,000 boat lift is already in place, making it easy to start enjoying the saltwater lifestyle immediately & 50Amp service on the dock with water & electric. Additional peace of mind comes with a newer roof installed in 2020. With no HOA, you’ll have the freedom to enjoy your property your way, including the potential for short-term rentals with proper licensing. You may purchase the additional lot seperately for privacy and future expansion, or explore the possibility of selling it separately in the future. Whether you dream of additional garage space, a guest house, workshop, or simply preserving your extra waterfront frontage, the possibilities are endless. The owner must relocate, creating a rare opportunity to own one of Sailboat Country’s most unique waterfront offerings. Waterfront properties with this much frontage, flexibility, and potential rarely come available—don’t miss your chance to own this one-of-a-kind Palm Coast waterfront retreat! 50 AMP service on the dock. Price improvement!

25 Cottonwood, Palm Coast, FL 32137 in Palm Coast, FL 32137 is listed for $799,900. The home has 4 bedrooms, 2 bathrooms, and 2,317 square feet, and was built in 1999. Listed 115 days ago. The price was reduced from $1,150,000. The listing is held by REALTY EXCHANGE, LLC.

32137 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$5,651 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Payment estimate is temporarily unavailable.

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Frequently Asked Questions

The annual property tax is $5,651 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR792632512. HomeJam is not the listing broker.

List Price

$799,900

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