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List Price

$1,495,000

1366 Via Verdi, Palm Harbor, FL 34683

39 days on market

Estimated Payment

$10,434/mo

20% down and current market rates

Bedrooms3 bdBathrooms3 baLiving area2,603 Square FeetYear builtBuilt 2015

Listed by

Bonnie Neiman

FLORIDA PROPERTIES DIVERSIFIED

Listed by another brokerage. HomeJam connects you directly with the listing side.

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NEW TILE ROOF! The Perfect Gem to call your Home in The Promontory. A Golfer’s Paradise with your own Putting Green to improve not only the putting but the short game as well. Perfect in many ways offering the following spectacular amenities. NO steps! One floor 3 car garage complements this outstandingly Perfect Home. Looking for a View? Amazing expansive vista of the Island Golf Course #11 Fairway. Private 15’ x 30’ Putting Green recently turfed with chipping capabilities for extra practice outside the 440 sf screened paved lanai with a terrific outside grill nicely equipped including a natural gas grill, water and sink, and bar refrigerator for evening dinners around the fire pit watching the moon come up over the golf course. New and updated landscaping. Life doesn’t get much better! Primary bath with oversized his/her closet provides ample storage space ,shelving and cabinets. Double sinks, soaking tub and walk-in tiled shower complete the lovely elegant timeless bath. Primary bedroom leads into the functional Open concept layout with sliding glass doors to the lanai.

1366 Via Verdi, Palm Harbor, FL 34683 in Palm Harbor, FL 34683 is listed for $1,495,000. The home has 3 bedrooms, 3 bathrooms, and 2,603 square feet, and was built in 2015. Listed 39 days ago. The listing is held by FLORIDA PROPERTIES DIVERSIFIED.

34683 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$9,132 (tax year 2025)
HOA fee$338 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $299,000

$

$10,434/moest.

  • Principal & Interest 78%
  • Property Taxes 7%
  • Insurance 12%
  • HOA 3%
Principal & Interest
$8,089
Property Taxesfrom listing
$761
Insurance
$1,246
HOA
$338

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $10,434, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $9,132 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813298072. HomeJam is not the listing broker.

List Price

$1,495,000

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