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List Price

$1,580,000

11432 Savannah Lakes, Parrish, FL 34219

31 days on market

Estimated Payment

$13,461/mo

$0 down with a USDA loan and current market rates

Bedrooms3 bdBathrooms3 baLiving area3,075 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2007

Listed by

Avery Hoff

PREFERRED SHORE LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Breath taking, one-of-a-kind Lucas Lagoons pool home, famously featured on Season 2, Episode 6 of Insane Pools! Welcome to this extraordinary 3,000+ square-foot residence, perfectly positioned on a half-acre fenced lot in the beautifully manicured Savannah Lakes section of the highly sought-after boating and golf community of River Wilderness. From the moment you arrive, the home makes an unforgettable impression. A BRAND NEW 2026 TILE ROOF, expertly foamed and nailed, provides added peace of mind and lasting durability. The exterior has been refreshed with fresh, modern paint, complemented by new front exterior lighting, beautifully updated landscaping, and a custom fountain that enhances the home's elegant curb appeal. A striking custom made front door creates a dramatic and sophisticated entryway, setting the tone for the exceptional craftsmanship found throughout. The true centerpiece of this remarkable property is the custom Lucas Lagoons pool, spa, and grotto, creating an unparalleled private oasis in your own backyard. Featured on Insane Pools, this spectacular outdoor retreat is designed for both relaxation and entertaining. Spend your days lounging poolside, unwinding in the spa, or enjoying the unique grotto that makes this home truly unlike any other. Inside, the thoughtfully designed floor plan offers three bedrooms and three bathrooms, with generous living spaces and exceptional architectural details throughout. The luxurious office features built-in cabinetry and coffered details, creating an elegant and inspiring workspace. The gourmet chef's kitchen is a culinary showpiece, equipped with top-of-the-line Wolf and Sub-Zero appliances, including an impressive 84-inch built-in refrigerator. A built-in wine tower and coffee maker add convenience and sophistication, while the open design makes this kitchen ideal for both everyday living and entertaining. The living room welcomes you with beautiful cherry beams, a cozy fireplace, and soaring 12-foot ceilings, creating an impressive yet warm and inviting gathering space. The primary suite is a true sanctuary, featuring hand-scraped floors, a custom closet, and a Carrara marble, spa-inspired bath designed to provide a luxurious retreat at the end of the day. The outdoor living experience continues beyond the pool with a dedicated fire pit area, perfect for gathering with friends and family on cool evenings. The expansive fenced yard offers exceptional privacy and room to enjoy the outdoors, along with a separate dog run for four-legged family members. Every element of this residence reflects thoughtful design, quality craftsmanship, and an uncompromising attention to detail. From the iconic Lucas Lagoons pool and grotto to the newly refreshed exterior, custom entry door, new roof, lighting, fountain, and landscaping, this is a home that truly needs to be experienced to be appreciated.

11432 Savannah Lakes, Parrish, FL 34219 in Parrish, FL 34219 is listed for $1,580,000. The home has 3 bedrooms, 3 bathrooms, and 3,075 square feet, and was built in 2007. Listed 31 days ago. The listing is held by PREFERRED SHORE LLC.

34219 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$8,626 (tax year 2026)
HOA fee$167 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$13,461/moest.

0% down -- about $2,709 more per month than 20% down conventional.

  • Principal & Interest 80%
  • Property Taxes 5%
  • Insurance 10%
  • HOA 1%
  • USDA Fee 3%
Principal & Interest
$10,793
Property Taxesfrom listing
$719
Insurance
$1,317
HOA
$167
USDA Annual Fee
$465

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$15,800

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $13,461, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $8,626 for tax year 2026. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR811118837. HomeJam is not the listing broker.

List Price

$1,580,000

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