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List Price

$3,577,700

100 Buccaneer, Placida, FL 33946

87 days on market

Estimated Payment

$24,011/mo

20% down and current market rates

Bedrooms4 bdBathrooms4 baLiving area4,155 Square FeetYear builtBuilt 2004

Listed by

Chris Clayton

PARADISE EXCLUSIVE REAL ESTATE

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

If your dream is luxury waterfront living in Cape Haze FL on the Intercoastal Waterway (ICW) this is the home! This property features over 1/2 acre on open water just minutes to the Gulf Of America with no bridges! This home has two deep water boat slips. One slip has a 10,000 lb. covered lift and the other deep water open slip could hold a large off shore fishing boat up to 60'. In addition there are two motorized davits for jet skis of an inflatable boat. The waterfront pool home features 4 bedrooms, 3/1 baths, a 4 car garage and a separate over sized golf cart garage with additional storage for jet skis/ATV's/beach chairs/motorcycles/etc. The main floor of the home features a water view second to none, high quality construction with quality finishes. This home has been totally remodeled and upgraded since the current owners purchased the home. This home is a must see for anyone looking for this level of waterfront property. The quality remodeling standards and upgrades in this home are truly too numerous to list in this write up! The quality upgrades include a chef's style kitchen with solid wood cabinetry, high end appliances, a wet bar with bar and wine refrigerator,gas range, microwave and more! All bathrooms on the main floor have been remodeled with the same standard of quality as the kitchen. The home features solid hardwood flooring, hurricane rated windows with electric shutters and on and on. Also there is a complete RV hook up with private fencing for the home away from home. And here is the bonus! A completely private in-law/guest suite on the lower level with an elevator to the upper main floor. The in-law/guest suite features 1 bedroom, a full bath, a washer/dryer hook up and full kitchen! In the downstairs suite there are two additional finished rooms for additional bedrooms,"Man Cave" or "She Cave", craft room, exercise room, or whatever! Are you

100 Buccaneer, Placida, FL 33946 in Placida, FL 33946 is listed for $3,577,700. The home has 4 bedrooms, 4 bathrooms, and 4,155 square feet, and was built in 2004. Listed 87 days ago. The listing is held by PARADISE EXCLUSIVE REAL ESTATE.

33946 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$20,068 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $715,540

$

$24,011/moest.

  • Principal & Interest 81%
  • Property Taxes 7%
  • Insurance 12%
Principal & Interest
$19,358
Property Taxesfrom listing
$1,672
Insurance
$2,981

30-year fixed at 7.164%, as of November 10, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $24,011, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $20,068 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR802828307. HomeJam is not the listing broker.

List Price

$3,577,700

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