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List Price

$698,000

141 Gasparilla, Placida, FL 33946

103 days on market↓ $27K from original list price

Estimated Payment

$5,177/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,536 Square FeetYear builtBuilt 2004

Listed by

Georgiana Sinnett

COMPASS FLORIDA LLC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Close in one place

The best value on Don Pedro Island. Full time? Part time? VRBO? This turnkey 3-bedroom, 2-bath island home combines a private heated pool, deeded beach access just one block away, impact windows and a newer metal roof. OPPORTUNITY! If you've been waiting for the right island home at the right price, 141 Gasparilla Way is ready to exceed your expectations. This is the best values currently available on Don Pedro Island, offering exceptional space, quality, a private heated pool, and deeded beach access at an incredible price. Beautifully maintained and offered turnkey furnished (excluding a few personal and treasured items; see attached exclusions), this amazing island retreat is move-in ready and waiting for you to begin enjoying the relaxed Florida island lifestyle. Designed with generous room sizes, this 1,536-square-foot home lives much larger than its footprint. The welcoming living room is anchored by a custom Mahogany entertainment center, while the open kitchen features a center island with seating, a separate dining area, and beautiful Brazilian Cherry flooring that elevates this home to more than just a beach retreat. With 3 spacious bedrooms and 2 full bathrooms, there's plenty of room for family and guests to relax in comfort. Step outside to your own private tropical oasis featuring a fully fenced, heated in-ground pool with a newer pool heater—the perfect place to relax after a day at the beach, entertain family and friends, or simply enjoy your own private island oasis. This elevated home provides plenty of room for your golf cart, bicycles, fishing gear, beach toys, and everything you need to embrace the island lifestyle.

141 Gasparilla, Placida, FL 33946 in Placida, FL 33946 is listed for $698,000. The home has 3 bedrooms, 2 bathrooms, and 1,536 square feet, and was built in 2004. Listed 103 days ago. The price was reduced from $724,900. The listing is held by COMPASS FLORIDA LLC.

33946 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$9,815 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $139,600

$

$5,177/moest.

  • Principal & Interest 73%
  • Property Taxes 16%
  • Insurance 11%
Principal & Interest
$3,777
Property Taxesfrom listing
$818
Insurance
$582

30-year fixed at 7.164%, as of November 10, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $5,177, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $9,815 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR801745580. HomeJam is not the listing broker.

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