Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

List Price

$979,000

10127 Lebanon, Port Charlotte, FL 33981

7 days on market

Estimated Payment

$6,876/mo

20% down and current market rates

Bedrooms4 bdBathrooms3 baLiving area2,322 Square FeetYear builtBuilt 2006

Listed by

Diane Wheeler-Schmidt

BLUE WATER REALTY GROUP

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Waterfront living at its best. This stunning custom-built Fero home is a masterpiece of design, offering luxurious amenities and breathtaking views throughout. Boasting 4BR, 3 full bath, and a 3 car garage, this residence is a haven of comfort and style. The mature tropical landscaping envelops the property, the stacked stone accents, oversized decorative etched driveway/sidewalk, lead you to elegance that awaits within. Step through the entrance into the formal living room, where the allure of the heated swimming pool and waterfront vistas captivate your senses. Expansive zero-degree 8 ft sliders seamlessly blend indoor and outdoor living spaces, creating harmonious flow. Volume ceiling, upgraded fixtures, custom remote shades, and a stone wall with built-in cabinets and an electric fireplace elevate the living rooms ambiance. The remodeled kitchen features solid wood cabinets, Fantasy Brown stone countertop, a subway tile backsplash, a farm-style sink, and a suite of stainless-steel appliances. This culinary haven opens to the dining room and family room, fostering a perfect atmosphere for entertaining. The primary suite is a retreat within itself, with 8' sliders leading to the lanai, a sitting area, and an ensuite bathroom boasting a jetted tub, walk-in tile shower, and a dual sink vanity. The covered lanai provides an ideal space for outdoor living, whether entertaining, dining, or simply relaxing. A mini summer kitchen equipped with an ice maker, mini fridge, counter and sink. The entire lanai is paved, offering ample room for sunbathing and enjoying the Florida sun. The heated Pepple Tec pool includes a sundeck, seat with jets, and a soothing waterfall. The pool and heater have a new Intellicenter that can be operated by an app on your phone. For boating enthusiasts, the property offers Gulf access, 90' of seawall, a Trex dock with a built-in fish station, and a 10,000 lb newly covered boat lift. This waterfront property truly embodies the Florida lifestyle, combining elegance, comfort, and the joy of living by the water. The 3-car garage has a freshly epoxied floor, pull-down stairs with attic storage, and overhead storage. The home also features a laundry room, Mana block plumbing, prewire generator, accordion hurricane shutters, hurricane proof garage doors, and electric roll down on lanai, security system, central vac, new irrigation system. Also new pool heater and water heater May 2026, new roof, A/C and seamless gutters in 2023. Optional HOA. Access to 55 miles of canals plus Charlotte Harbor. Minutes from Englewood, Boca Grande, beaches, restaurants, entertainment, golfing, and shopping. This home covers it all.

10127 Lebanon, Port Charlotte, FL 33981 in Port Charlotte, FL 33981 is listed for $979,000. The home has 4 bedrooms, 3 bathrooms, and 2,322 square feet, and was built in 2006. Listed 7 days ago. The listing is held by BLUE WATER REALTY GROUP.

33981 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$10,006 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $195,800

$

$6,876/moest.

  • Principal & Interest 76%
  • Property Taxes 12%
  • Insurance 12%
Principal & Interest
$5,226
Property Taxesfrom listing
$834
Insurance
$816

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $6,876, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $10,006 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR811940806. HomeJam is not the listing broker.

List Price

$979,000

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