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List Price

$265,000

1128 Inverness, Port Charlotte, FL 33952

80 days on market↓ $25K from original list price

Estimated Payment

$1,918/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,364 Square FeetYear builtBuilt 1986

Listed by

Jane Lizell

REALTY HUB

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

Welcome Home to Port Charlotte's Best-Kept Secret You know that feeling when a home just feels right the moment you pull up? That's this one. Tucked in the desirable Peachland area of Port Charlotte, this charming 3-bedroom, 2-bathroom single-story home sits on a peaceful canal with water views that make every single day feel like a vacation. Wooded lots across the waterway give you that rare private-paradise feel — no rear neighbors, just nature. The big stuff is already done. New roof in 2023. Solar panels in 2025. Brand new HVAC and hot water heater in 2026. New LVP flooring, new LED ceiling fans and light fixtures throughout. Walk in with confidence — this home is genuinely move-in ready, and your utility bills will thank you for the solar. Step outside and you'll immediately understand why Florida living is so addictive. Watch the birds fish in the canal from your screened back porch. Sip your morning coffee in the sunny Florida Room. Fire up the grill in an expansive backyard that gives you room to breathe. The attached screened garage is a bonus — use it for the car, a workshop, a home gym, or whatever flex space you need right now. Inside, beamed ceilings add character and warmth you don't find in cookie-cutter new construction. The U-shaped kitchen is built for real life — plenty of room for cooking, conversation, and company. The primary bedroom is your personal retreat with a private en-suite bathroom and a walk-in closet that actually fits a wardrobe. Both guest bedrooms are ground floor, spacious, and ready for your personal touch. The location seals the deal. Walk to Audubon Pennington Nature Park. Peachland Promenade — Publix, Starbucks, restaurants, hotels — is right around the corner. Kingsway Elementary is nearby. Maple Leaf Golf and Country Club is a quick drive. I-75 is less than 7 miles out, putting Sarasota and Fort Myers both within easy reach. Charlotte Harbor and downtown Punta Gorda are close enough for a Tuesday night dinner out. Oh — and the storage shed conveys. Every little bit counts. This is the kind of home that doesn't sit long. Don't let someone with equally great taste beat you to the closing table.

1128 Inverness, Port Charlotte, FL 33952 in Port Charlotte, FL 33952 is listed for $265,000. The home has 3 bedrooms, 2 bathrooms, and 1,364 square feet, and was built in 1986. Listed 80 days ago. The price was reduced from $289,900. The listing is held by REALTY HUB.

33952 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,387 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $53,000

$

$1,918/moest.

  • Principal & Interest 74%
  • Property Taxes 15%
  • Insurance 12%
Principal & Interest
$1,415
Property Taxesfrom listing
$282
Insurance
$221

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $1,918, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,387 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR799705206. HomeJam is not the listing broker.

List Price

$265,000

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