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List Price

$250,000

5320 Hyland Hills Unit 2222, Sarasota, FL 34241

43 days on market

Estimated Payment

$2,987/mo

$0 down with a USDA loan and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,433 Square FeetUSDA-eligible areaUSDA-eligible areaYear builtBuilt 2002

Listed by

Amber Watson

MICHAEL SAUNDERS & COMPANY

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

Welcome to this beautifully appointed, fully furnished 2-bedroom, 2-bath condo in Heritage Oaks Golf & Country Club, a gated golf community in Sarasota, Florida. This second-floor Barrington Veranda offers beautiful water and golf course views from the rear terrace, including a picturesque view of the community’s iconic 14th hole. Move-in ready and offered turnkey, this Sarasota condo is ideal as a full-time residence, seasonal retreat, or furnished rental property. The light-filled interior features soaring vaulted ceilings, an open and inviting floor plan, and numerous updates throughout. The updated kitchen features quartz countertops, stainless steel appliances, and ample space for entertaining. The desirable split-bedroom floor plan provides privacy for owners and guests, while the enclosed den/study with a door offers flexible space for a home office, study, or additional sleeping area. The spacious primary suite features an updated private bath with dual vanities and a generous shower, while the second full bath has also been tastefully updated. A detached one-car garage provides convenient parking and additional storage. The residence is also conveniently located near one of Heritage Oaks’ community pools.

5320 Hyland Hills Unit 2222, Sarasota, FL 34241 in Sarasota, FL 34241 is listed for $250,000. The home has 2 bedrooms, 2 bathrooms, and 1,433 square feet, and was built in 2002. Listed 43 days ago. The listing is held by MICHAEL SAUNDERS & COMPANY.

34241 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$3,356 (tax year 2025)
HOA fee$717 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 0% down on a USDA Rural Development loan, based on the latest published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

0%

Down payment (0% of price): $0

$

$2,987/moest.

0% down -- about $429 more per month than 20% down conventional.

  • Principal & Interest 57%
  • Property Taxes 9%
  • Insurance 7%
  • HOA 24%
  • USDA Fee 2%
Principal & Interest
$1,708
Property Taxesfrom listing
$280
Insurance
$208
HOA
$717
USDA Annual Fee
$74

The USDA annual fee continues for the life of the loan.

Included in your loan amount

USDA Guarantee Fee (financed)
$2,500

30-year fixed at 7.164%, as of November 10, 2026

Assumptions

USDA Rural Development: upfront fee 1.00%, annual mortgage insurance 0.35%; fee schedule effective October 1, 2025.

Mortgage rate: 7.164% for a 30-year fixed loan (Optimal Blue daily, published November 10, 2026). Your actual rate depends on your credit, loan type, and lender.

Down payment: 0% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender. Area eligibility is one requirement; USDA also applies household income limits and requires a primary residence. Your lender determines eligibility.

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Frequently Asked Questions

The estimated monthly payment is $2,987, based on 0% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $3,356 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Oct 13, 2026 2:36 PM ET through Oct 14, 2026 2:36 PM ET. MLS# MFR813098058. HomeJam is not the listing broker.

List Price

$250,000

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