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List Price

$275,000

9450 Harbor Greens Unit 308, Seminole, FL 33776

9 days on market

Estimated Payment

$1,809/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,280 Square FeetYear builtBuilt 1981

Listed by

Mark McEntire, PA

HOMETOWN REALTY OF NORTH FLORIDA, INC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

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  • Close in one place

Don’t miss this rare opportunity to own a beautifully updated 2-bedroom, 2-bath condo in the popular Harbor Greens community of Seminole. This spacious unit offers numerous upgrades and features designed for comfortable Florida living. The updated kitchen features high-end stainless-steel appliances, including a stainless-steel farmhouse sink, along with a convenient breakfast nook, Quartz countertops, and an abundance of cabinet and counter space. The home also features over $30,000 in window upgrades, including PGT windows and plantation shutters. One of the highlights is the beautiful, enclosed balcony with PGT windows, creating a wonderful additional living space that is perfect for relaxing, enjoying the views and watching the wildlife. This versatile space could also make an excellent home office. Additional features include an inside utility closet with washer and dryer, crown molding throughout, ceiling fans in all bedrooms, and plenty of storage. The primary bedroom offers a walk-in closet, while the primary bathroom features a convenient walk-in shower. Harbor Greens is a 55+ community offering a beautiful swimming pool and clubhouse, along with assigned parking and a private storage unit located under the building. The condo is surrounded by a former golf course property, which has been purchased by the county and is planned to become a public green space, incorporating a combination of dry and wet ponds while preserving as many mature, healthy native trees as possible. This area provides a wonderful setting for walking, jogging or taking your dog for a stroll. Conveniently located just minutes from some of Florida’s most popular beaches, restaurants and entertainment, with shopping and everyday conveniences just a short drive away.

9450 Harbor Greens Unit 308, Seminole, FL 33776 in Seminole, FL 33776 is listed for $275,000. The home has 2 bedrooms, 2 bathrooms, and 1,280 square feet, and was built in 1981. Listed 9 days ago. The listing is held by HOMETOWN REALTY OF NORTH FLORIDA, INC.

33776 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,348 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $55,000

$

$1,809/moest.

  • Principal & Interest 81%
  • Property Taxes 6%
  • Insurance 13%
Principal & Interest
$1,468
Property Taxesfrom listing
$112
Insurance
$229

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $1,809, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,348 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR811103885. HomeJam is not the listing broker.

List Price

$275,000

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