Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

List Price

$318,900

4583 Gondolier, Spring Hill, FL 34609

2 days on market

Estimated Payment

$2,107/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,974 Square FeetYear builtBuilt 2003

Listed by

Debra Bouton

BHHS FLORIDA PROPERTIES GROUP

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

Virtually Staged. Immaculate, move-in ready and meticulously maintained, this 3-bedroom, 2-bath Spring Hill home offers 1,974 square feet of living space and an exceptionally versatile layout. From the moment you step through the front door, the vaulted ceilings throughout the home create an immediate sense of openness and space. To the left is a formal dining area with direct access to the kitchen, while to the right is a separate living or sitting area—perfect as a formal living room, conversation space or quiet retreat. Architectural cutouts visually connect the front living area to the spacious great room beyond, allowing the rooms to feel connected while still providing distinct living spaces. The great room opens to the kitchen and casual dining area, creating a comfortable central gathering space for everyday living and entertaining. At the heart of the home is the center-island kitchen, featuring Corian countertops, wood cabinetry, porcelain tile flooring, abundant cabinet and storage space, a breakfast bar and built-ins, including a convenient desk/work area. An informal dining area adjacent to the kitchen provides another place to gather and leads directly to the impressive 27' x 12' screened Florida room. This expansive screened outdoor living area is a wonderful extension of the home—ideal for relaxing, entertaining, outdoor dining or simply enjoying Florida's year-round lifestyle. The backyard also features a substantial 12' x 10' storage shed, providing plenty of additional room for tools, lawn equipment and storage.

4583 Gondolier, Spring Hill, FL 34609 in Spring Hill, FL 34609 is listed for $318,900. The home has 3 bedrooms, 2 bathrooms, and 1,974 square feet, and was built in 2003. Listed 2 days ago. The listing is held by BHHS FLORIDA PROPERTIES GROUP.

34609 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$1,670 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $63,780

$

$2,107/moest.

  • Principal & Interest 81%
  • Property Taxes 7%
  • Insurance 13%
Principal & Interest
$1,702
Property Taxesfrom listing
$139
Insurance
$266

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,107, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $1,670 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR812415023. HomeJam is not the listing broker.

List Price

$318,900

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