Licensed Florida Real Estate BrokerageIntegrated Closing ServicesMLS AccessBuy With or Without an Agent

1 / 15

List Price

$409,900

3986 Baja, St Cloud, FL 34772

173 days on market↓ $55K from original list price

Bedrooms4 bdBathrooms3 baLiving area2,675 Square FeetYear builtBuilt 2016

Listed by

Norquy Pagan

NONA LEGACY POWERED BY LA ROSA

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

  • Tour directly
  • Make your offer
  • Bring your agent
  • Close in one place

PRICE IMPROVEMENT!!! Welcome to this stunning 4-bedroom, 2.5-bath, 3 car tandem garage home overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking.

3986 Baja, St Cloud, FL 34772 in St Cloud, FL 34772 is listed for $409,900. The home has 4 bedrooms, 3 bathrooms, and 2,675 square feet, and was built in 2016. Listed 173 days ago. The price was reduced from $464,900. The listing is held by NONA LEGACY POWERED BY LA ROSA.

34772 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$4 (tax year 2025)
HOA fee$99 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Payment estimate is temporarily unavailable.

Need a mortgage?

Get connected with a loan officer without sending your information to a marketplace of lenders.

One request. One follow-up.

No barrage of calls or emails.

You Might Also Like

Frequently Asked Questions

The annual property tax is $4 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR786863928. HomeJam is not the listing broker.

List Price

$409,900

We use cookies and similar tools to remember how you found us, keep a session identifier, and understand which property pages you view. You can accept this use or decline optional tracking. See our privacy notice.