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List Price

$692,000

125 22nd, St Petersburg, FL 33704

7 days on market

Estimated Payment

$5,157/mo

20% down and current market rates

Bedrooms2 bdBathrooms2 baLiving area1,311 Square FeetYear builtBuilt 1951

Listed by

Stephen Hachey

FLAT FEE MLS REALTY

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Welcome to this move-in ready bungalow located in Granada Terrace in Historic Old Northeast. Its charming interior features beautiful oak floors throughout, two large bedrooms, abundant storage, and an eat in kitchen with mahogany wood cabinets, quartz counter tops and stone back splash. The primary suite addition (2021) includes a walk-in closet, ensuite bath with soaking tub, a separate shower, and a laundry area. An additional bonus room is currently used as an office but would also be perfect for a nursery or playroom. Enjoy a morning cup of coffee or an evening dinner in the air-conditioned Florida room overlooking the private, fenced backyard, surrounded by lush tropical plants. The 20x20 patio offers a welcoming space to host friends for dinner or to end the evening around a fire pit. The backyard has additional room for a small pool or garden plots. The oversized single car garage easily accommodates a car or boat with room for workspace and storage. A custom-built attached shed provides extra space for beach items, bicycles, and gardening tools. Situated only two and a half blocks from Coffee Pot Bayou, you can access boat ramps and waterfront trails in one of Tampa Bay’s most scenic waterfront neighborhoods. Stroll to nearby dog parks, Crescent Lake, Trader Joe’s, Fresh Market, and many local restaurants. Walk or ride the nearby bike trail to the heart of downtown and the weekly Saturday Farmers’ market, the Rowdies stadium, and the St. Pete Pier, overlooking Tampa Bay. Have all these amenities at your doorstep, with some of the country’s best beaches only 15-20 minutes away.

125 22nd, St Petersburg, FL 33704 in St Petersburg, FL 33704 is listed for $692,000. The home has 2 bedrooms, 2 bathrooms, and 1,311 square feet, and was built in 1951. Listed 7 days ago. The listing is held by FLAT FEE MLS REALTY.

33704 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$10,635 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $138,400

$

$5,157/moest.

  • Principal & Interest 72%
  • Property Taxes 17%
  • Insurance 11%
Principal & Interest
$3,694
Property Taxesfrom listing
$886
Insurance
$577

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $5,157, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $10,635 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 28, 2026 6:02 AM ET through Sep 29, 2026 6:02 AM ET. MLS# MFR811714858. HomeJam is not the listing broker.

List Price

$692,000

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