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List Price

$454,900

4736 11th, St Petersburg, FL 33713

5 days on market

Estimated Payment

$2,863/mo

20% down and current market rates

Bedrooms3 bdBathrooms2 baLiving area1,776 Square FeetYear builtBuilt 1956

Listed by

Maria Fritton

TAMPA BAY PREMIER REALTY

Listed by another brokerage. HomeJam connects you directly with the listing side.

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Charming Fully Renovated 3BR/2BA Home in the Heart of St. Petersburg. Some houses are just walls and a roof. This one is different. The mature oak tree out front was grown from a single seed, planted decades ago by the original owner, who watched it grow tall right alongside the family he raised inside these walls. That kind of history doesn't come along often, and now, after a complete top-to-bottom renovation, this home is ready to welcome its next chapter. Step inside and you'll find nearly every surface has been thoughtfully upgraded. Brand-new luxury vinyl plank flooring flows throughout the entire home, paired with fresh 5-inch baseboards and modern, upgraded door hardware for a clean, cohesive feel from room to room. Recessed lighting and new ceiling fans with remotes, installed in every room. A Kitchen Built to Gather Around: The kitchen has been completely reimagined, featuring brand-new cabinetry with soft-close drawers throughout, gorgeous quartz countertops, and a stylish new backsplash. A brand-new inlay sink and a full suite of stainless steel appliances complete the space, and a dedicated pantry keeps everything organized and out of sight. Bathrooms That Feel Like a Retreat: The guest bathroom features eye-catching hexagon tile for a fresh, modern look. The master bath is a true showstopper: pebble tile flooring, a custom tile inlay, and warm gold hardware and fixtures throughout create a spa-like feel from the moment you walk in. A freestanding vanity, a built-in shaving shelf, and a dedicated shampoo/conditioner niche add both beauty and everyday function. A Master Suite Made for Two: The primary bedroom offers a private en suite bathroom and his-and-her closets, so there's never a fight over hanger space. A double linen closet offers of the living area adds even more storage throughout the home, keeping everything organized without sacrificing style. Peace of Mind, Built In Beyond the beautiful finishes, this home has been upgraded where it truly counts: a new tankless water heater for endless hot water, a brand new Shingle roof, a brand-new double-pane sliding glass door for energy efficiency and natural light, and an irrigation system to help keep the mature landscaping thriving for years to come.

4736 11th, St Petersburg, FL 33713 in St Petersburg, FL 33713 is listed for $454,900. The home has 3 bedrooms, 2 bathrooms, and 1,776 square feet, and was built in 1956. Listed 5 days ago. The listing is held by TAMPA BAY PREMIER REALTY.

33713 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$660 (tax year 2025)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $90,980

$

$2,863/moest.

  • Principal & Interest 85%
  • Property Taxes 2%
  • Insurance 13%
Principal & Interest
$2,429
Property Taxesfrom listing
$55
Insurance
$379

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,863, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $660 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR812112546. HomeJam is not the listing broker.

List Price

$454,900

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