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List Price

$1,569,000

520 Tampa St Unit 3105, Tampa, FL 33602

40 days on market

Estimated Payment

$9,684/mo

20% down and current market rates

Bedrooms2 bdBathrooms3 baLiving area1,655 Square FeetYear builtBuilt 2027

Listed by

Ashley Dumas, PA

SMITH & ASSOCIATES REAL ESTATE

Listed by another brokerage. HomeJam connects you directly with the listing side.

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  • Close in one place

Pre-Construction. To be built. The developers of Hyde Park House are bringing the newest luxury living highrise to downtown Tampa, welcome ONE Tampa! With refined contemporary architecture, elegantly finished residences, and extraordinary resort-style amenities, ONE Tampa’s soaring 42-story tower is an icon in the city skyline offering a lifestyle of unparalleled luxury. Its prime downtown location, just one block from the Tampa Riverwalk and next to Curtis Hixon Waterfront Park, ensures unmatched access to an exciting range of shopping, dining, cultural attractions, and outdoor activities. Poised at the southeast corner of the tower, Residence E offers sweeping skyline and water views and is filled with remarkable natural light. The corner great room is wrapped in floor-to-ceiling sliding glass doors that open to a wrap-around terrace ideal for dining and lounging in the fresh air. A den just off the gracious entry foyer is perfect for movie night and a powder room is convenient when entertaining guests. The owner’s suite, designed with an enormous walk-in closet and en-suite bath, enjoys water views through floor-to-ceiling windows. ONE Tampa provides residents with exclusive access to a host of indoor and outdoor amenities and services that elevate everyday living into something effortlessly enjoyable. From the moment of arrival in ONE Tampa’s chic, fully staffed lobby, residents enjoy flawless personal services as well an exclusive collection of amenities. Set at the 11th and 12th floors and overlooking two parks, indoor and outdoor amenities for health, wellness, socializing, and relaxation include a resort-style pool terrace, an extensive clubhouse, a state-of-the-art fitness center, and a well-equipped business lounge featuring inspiring work from home spaces.

520 Tampa St Unit 3105, Tampa, FL 33602 in Tampa, FL 33602 is listed for $1,569,000. The home has 2 bedrooms, 3 bathrooms, and 1,655 square feet, and was built in 2027. Listed 40 days ago. The listing is held by SMITH & ASSOCIATES REAL ESTATE.

33602 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$0 (tax year 2026)

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $313,800

$

$9,684/moest.

  • Principal & Interest 86%
  • Insurance 14%
Principal & Interest
$8,376
Property Taxesfrom listing
$0
Insurance
$1,308

30-year fixed at 7.03%, as of September 24, 2026

Above the $832,750 conforming limit, most lenders ask for 10 to 20 percent down and terms vary. Conforming rate shown; jumbo rates vary.

At 20% down, a loan on this home is jumbo.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $9,684, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $0 for tax year 2026. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 26, 2026 6:01 AM ET through Sep 27, 2026 6:01 AM ET. MLS# MFR803236895. HomeJam is not the listing broker.

List Price

$1,569,000

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