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List Price

$315,000

852 Tennyson Mill, Tampa, FL 33619

59 days on market↓ $20K from original list price

Estimated Payment

$2,706/mo

20% down and current market rates

Bedrooms2 bdBathrooms3 baLiving area1,733 Square FeetYear builtBuilt 2023

Listed by

Rose Murtha

CHARLES RUTENBERG REALTY INC

Listed by another brokerage. HomeJam connects you directly with the listing side.

Buy this home your way.

Tour it. Make an offer yourself or bring your agent. Sign and close through HomeJam.

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  • Make your offer
  • Bring your agent
  • Close in one place

~ QUALIFIES FOR $5,000 CASH BACK AT CLOSING ~ 2023-CONSTRUCTION ~ NO FLOODING ~ 2-CAR GARAGE ~ GATED WATERFRONT COMMUNITY ~ $350 HOA ~ Welcome to 852 Tennyson Mill Circle, a beautifully updated 2-bedroom, 2.5-bath townhome offering modern design, low-maintenance living, and an incredible location just **10 MINUTES FROM DOWNTOWN TAMPA**. Built in 2023 and situated in a gated waterfront community overlooking McKay Bay, this move-in-ready home delivers exceptional value for buyers seeking a modern Tampa lifestyle without the downtown price tag. Beautifully manicured landscaping creates inviting curb appeal as you approach this impressive three-story townhome. Inside, you'll find a freshly painted interior, modern finishes, and a thoughtfully designed floor plan. The first floor features an oversized two-car garage with plenty of additional space for storage, a home gym, workshop, or hobby area. The second floor offers the heart of the home with a spacious open-concept living, dining, and kitchen area designed for both everyday living and entertaining. The chef-inspired kitchen features shaker-style cabinetry, granite countertops, stainless steel appliances, and a large center island with ample workspace and seating. A private balcony creates the perfect setting to relax with your morning coffee or unwind after a long day. A convenient half bath completes this level. Upstairs, brand-new premium carpeting adds comfort and style throughout the third floor. The spacious primary suite features a walk-in closet and private en-suite bathroom, while the second bedroom offers excellent flexibility for guests, a home office, or additional living space. A second full bathroom and dedicated laundry room provide added convenience. The lifestyle continues outside your front door. This gated Tampa waterfront community offers residents access to a private dock overlooking McKay Bay, kayak launch, and community pool. Even better, the low **$350/month HOA fee** includes water, sewer, trash, internet, cable, roof maintenance, landscaping, and more—making this an ideal option for buyers looking for convenient, low-maintenance homeownership.

852 Tennyson Mill, Tampa, FL 33619 in Tampa, FL 33619 is listed for $315,000. The home has 2 bedrooms, 3 bathrooms, and 1,733 square feet, and was built in 2023. Listed 59 days ago. The price was reduced from $335,000. The listing is held by CHARLES RUTENBERG REALTY INC.

33619 Market Report

Interested? Here's what happens next.

From showing to closing, HomeJam keeps the process moving.

  1. 1

    TOUR

    Step 1

    Tour the Home

    Pick a time and verify your identity. HomeJam sends the request to the listing side.

  2. 2

    OFFER

    Step 2

    Make Your Offer

    Choose your price, financing, deposit, closing date and terms.

  3. 3

    AGREE

    Step 3

    Agree on Terms

    The seller can accept, counter or decline until both sides agree.

  4. 4

    SIGN

    Step 4

    Sign Online

    HomeJam prepares the Purchase Agreement from the agreed terms for electronic signature.

  5. 5

    CLOSE

    Step 5

    Close

    HomeJam keeps your closing, documents, milestones and next steps together.

Understand the Cost of This Home

Property Costs

Annual property tax$4,931 (tax year 2025)
HOA fee$350 per month

Do not rely on the reported annual tax as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays.

Monthly Cost Estimate

Monthly Cost Estimate

An estimate of your monthly payment for this home, with 20% down on a Conventional loan, based on today's published rate.

Illustrative estimate

Loan Program

Choose a loan type to see how it changes the estimate.

20%

Down payment (20% of price): $63,000

$

$2,706/moest.

  • Principal & Interest 62%
  • Property Taxes 15%
  • Insurance 10%
  • HOA 13%
Principal & Interest
$1,682
Property Taxesfrom listing
$411
Insurance
$263
HOA
$350

30-year fixed at 7.03%, as of September 24, 2026

At 20% down, a loan on this home is conforming.

Assumptions

Conventional: upfront fee none, annual mortgage insurance none; fee schedule effective January 1, 2026.

Mortgage rate: 7.03% for a 30-year fixed loan, published September 24, 2026. Your actual rate depends on your credit, loan type, and lender.

Down payment: 20% of the list price. PMI is included when the down payment is below 20%.

Property taxes: based on the listing's reported annual tax. Taxes are often reassessed after a sale, so your amount may differ.

Home insurance: estimated at about 1% of the price per year. Florida premiums frequently run higher than the national average -- get a real quote before relying on this number.

HOA dues: taken from the listing's association fees. One-time special assessments and capital contributions are not included.

Affordability bands: based on common debt-to-income guidelines (about 28% of income toward housing, 36% toward total debt). Individual lenders set their own limits.

This is an illustrative estimate, not a Loan Estimate, quote, or credit decision. It uses common debt-to-income guidelines and the current published 30-year rate. Actual costs and loan terms require pre-qualification with a licensed lender.

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Frequently Asked Questions

The estimated monthly payment is $2,706, based on 20% down at current market rates. This is an estimate and does not include every cost of ownership.

The annual property tax is $4,931 for tax year 2025. Do not rely on this amount as what you would pay. A change of ownership triggers reassessment, so the tax bill after a sale is often higher than the current owner pays. Contact the county property appraiser for an estimate.

Use the Schedule a Tour button on this page to submit a tour request. HomeJam forwards your request to the listing brokerage for this home.

Yes. You can submit an offer through HomeJam on this page, with or without a buyer's agent. If you already work with an agent, they can make offers and manage the transaction for you through HomeJam too.

Once you and the seller agree on terms, HomeJam prepares the Purchase Agreement using those terms. After both sides eSign, your transaction moves into HomeJam's closing experience with documents, milestones, and next steps organized in one place.

Data courtesy of Stellar MLS as distributed by MLS GRID as of Sep 27, 2026 5:58 AM ET through Sep 28, 2026 5:58 AM ET. MLS# MFR801192531. HomeJam is not the listing broker.

List Price

$315,000

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